AI Summary

A cozy 64 sq. m apartment in a modern residential complex in Kotor, located just 100 meters from the azure coastline. A spacious living room with a kitchen and a bright bedroom are complemented by a functional balcony offering a beautiful view, while a stylish bathroom highlights the comfort of this offer for 210,734 euros. An ideal combination of proximity to the sea and the aesthetics of life in one of the most picturesque cities in Montenegro.

Apartment in Kotor No. 2550

Kotor · Bay of Kotor, R-1, 85330 Kotor, Montenegro
210 734 €
View: Mountain view

Details

Area
64 м²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
1/4
Year built
2023
Parking
Yes
To sea
100 m

Description

We offer for sale a one-bedroom apartment with an area of 64 m².

Main features:

  • Layout:1 spacious bedroom, a living room with a designated kitchen area, a modern shower room
  • View:Mountain panorama, internal landscaped garden, and a well-kept courtyard
  • Natural flooring:Solid oak parquet is laid in the living areas
  • Comfort technologies:The underfloor heating system ensures comfort at any time of year.
  • Smart solutions:Electronic blinds as well as high-speed fiber-optic internet
  • Kitchen-dining area:Fully equipped with premium built-in appliances integrated into a minimalist design
  • Bathroom:A modern shower room in a light palette, featuring high-quality European sanitary ware

The complex is located near key points of the Bay of Kotor:

  • Old Town Kotor (UNESCO) — 4 km (~7 minutes)
  • Tivat and Porto Montenegro — 7 km (~10–12 minutes)
  • Tivat International Airport — 3.5 km (~6 minutes)
  • Beaches of the Bay of Kotor and Luštica — 10–15 minutes
  • Voli and HDL Laković hypermarkets — up to 5 minutes
  • International schools — in the immediate vicinity

This location makes the property especially attractive for tourists, expats, and investors.

Proximity to Tivat Airport, historic Kotor, and the prestigious Porto Montenegro marina creates stable rental demand throughout the year.

This property has strong income potential:

  • short-term rental during the tourist season
  • long-term rental for residents and employees of international companies
  • capital growth thanks to the development of the region’s infrastructure

Real estate in the Bay of Kotor shows steady price growth due to the limited supply of quality properties and the active development of luxury resort projects.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
210 734 €
Real estate transfer tax
7 537 €
4 500 € (3% × 150 000) + 3 037 € (5% × 60 734)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs8 228 €
Estimated costs to purchase the propertyTotal: 218 962 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€210,734
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,048/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,083/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,100/мес
Monthly payment
€974
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€147,514
Total interest€86,133
Loan amount
€147,514
Total interest
€86,133
Total payment
€233,647

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

210 734 €
2550