Modern kitchen with white cabinets, dark countertop, and bar stools. Built-in oven and microwave are visible on the right side.

Modern studio with white kitchen, black bar stools, and TV on a console in a bright open-plan room.

White table with two chairs, wine and fruit on a balcony with glass railing overlooking greenery.

Modern kitchen with a black countertop, white cabinets, and four dark bar stools set for dining.

Modern kitchen with white cabinets, grey countertop, black bar stools, and built-in oven and microwave appliances.

Modern kitchen with white cabinets, black countertop, and bar stools next to a blue sofa in an open plan layout.

Modern kitchen with white cabinets, dark countertop, and a bar counter with stools.

Balcony with a white table, two wine glasses and a bottle against a wall covered in dry vines.

Modern living room with a blue velvet armchair and TV on a black console near a bright window.

Modern bathroom featuring a wall-mounted toilet, glass shower enclosure, and beige stone tiles.

Modern bathroom featuring a shower enclosure with beige mosaic tiles, glass partition, and chrome fixtures.

White rectangular vessel sink on a cabinet with a chrome faucet, beige stone tiled wall, and a folded white towel.

Modern bedroom featuring a double bed with floral bedding, grey curtains, and a blue armchair.

Bright bedroom featuring a double bed with floral bedding, grey curtains, and a blue chair.

Modern bedroom featuring grey curtains, a blue velvet armchair, and a bed with floral bedding near the window.

Balcony featuring white perforated furniture, a wine bottle and fruit bowl overlooking a rocky mountain landscape.

Modern living room featuring a blue sofa, coffee table, and large window. A dining area with high chairs is visible on the right side.

Modern bedroom featuring a large bed with floral bedding and built-in light-colored wardrobes.

Modern living room with a blue sofa, armchair, and dining table. Large glass door leads to a balcony overlooking nature.

Modern living room with a blue armchair, sofa, and table by the window. Wine and fruit are visible on the balcony.

A long beige wall covered in climbing vines and tall cypress trees backed by a dense forest.

Modern balcony with white plastic chairs and a small table. The table holds wine and strawberries. Glass railing, stone wall, and green trees in the background.

Modern living room with a blue sofa, teal armchair, and large windows overlooking a garden.

Modern living room with a blue sofa, grey table, and books against a white wall.

Modern living room featuring a blue sofa, grey coffee table, and bar counter with stools against a white wall.

Modern kitchen with white cabinets, dark countertop, and a black bar table accompanied by four grey stools.

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AI Summary

A cozy 64 sq. m apartment in a modern residential complex in Kotor, located just 100 meters from the azure coastline. A spacious living room with a kitchen and a bright bedroom are complemented by a functional balcony offering a beautiful view, while a stylish bathroom highlights the comfort of this offer for 210,734 euros. An ideal combination of proximity to the sea and the aesthetics of life in one of the most picturesque cities in Montenegro.

ApartmentsNo. 2550

Apartment in Kotor No. 2550

Kotor · Bay of Kotor, R-1, 85330 Kotor, Montenegro

€210,734

View: Mountain view

Details

Area

64 m²

Rooms

Bedrooms

Bathrooms

Floor

1/4

Year built

2023

Parking

Yes

To sea

100 m

Part of projectResidential complex

The House Montenegro

Kotor

10 units in the project

Open

Inside the project

Description

We offer for sale a one-bedroom apartment with an area of 64 m².

Main features:

Layout:1 spacious bedroom, a living room with a designated kitchen area, a modern shower room
View:Mountain panorama, internal landscaped garden, and a well-kept courtyard
Natural flooring:Solid oak parquet is laid in the living areas
Comfort technologies:The underfloor heating system ensures comfort at any time of year.
Smart solutions:Electronic blinds as well as high-speed fiber-optic internet
Kitchen-dining area:Fully equipped with premium built-in appliances integrated into a minimalist design
Bathroom:A modern shower room in a light palette, featuring high-quality European sanitary ware

The complex is located near key points of the Bay of Kotor:

Old Town Kotor (UNESCO) — 4 km (~7 minutes)
Tivat and Porto Montenegro — 7 km (~10–12 minutes)
Tivat International Airport — 3.5 km (~6 minutes)
Beaches of the Bay of Kotor and Luštica — 10–15 minutes
Voli and HDL Laković hypermarkets — up to 5 minutes
International schools — in the immediate vicinity

This location makes the property especially attractive for tourists, expats, and investors.

Proximity to Tivat Airport, historic Kotor, and the prestigious Porto Montenegro marina creates stable rental demand throughout the year.

This property has strong income potential:

short-term rental during the tourist season
long-term rental for residents and employees of international companies
capital growth thanks to the development of the region’s infrastructure

Real estate in the Bay of Kotor shows steady price growth due to the limited supply of quality properties and the active development of luxury resort projects.

Amenities

Mountain view Intercom Air conditioning Elevator Fully furnished Parking Reception Alarm system Terrace Management company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price: €210,734
Real estate transfer tax: €7,537
Notary fees: €691

Possible additional costs

Cadastre applicationsfrom €30
Ownership sheets (listovi) for the dealfrom €7
Sworn translator services· per contract / hourfrom €50

Total required costs€8,228

Estimated costs to purchase the propertyTotal: €218,962

Location

What's nearby

SchoolGradska Muzika Kotor1.2 km
Kindergarten1.4 km
GroceriesFranca443 m
PharmacyApoteka Tea Medica 28863 m
HospitalOpšta bolnica Kotor406 m
RestaurantBahus486 m
Bus stop466 m
ATM555 m
AirportTivat Airport3.3 km
PortKotor Cruise Pirs1.0 km
Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.

Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.

This property is about 100 m from the sea.

Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.

Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Apartments

Apartment in Kotor No. 2550

Kotor · Bay of Kotor

€210,734

No. 2550

Taisia Golovach

Your agent

Call

Calculate mortgage

Beta · still being polished

Property price

€210,734

Loan term

yrs

5 yrs30 yrs

Interest rate

3%9%

Bank rates

Beta · still being polished

CKB Bankbest

fixed for 5 years · 7 days

5.9%

€1,048/mo

NLB Banka

variable Euribor + 4.2% · 10 days

6.3%

€1,083/mo

Erste Bank

fixed for 3 years · 14 days

6.5%

€1,100/mo

Monthly payment

€974

Over 240 months · at 5.0% p.a.

Loan amount€147,514

Total interest€86,133

Loan amount

€147,514

Total interest

€86,133

Total payment

€233,647

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

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