AI Summary

Luxury apartments with an area of 173 m² in an elite residential complex in Kotor are located just 100 meters from the azure sea. The spacious layout includes two cozy bedrooms and a bright living room, while three panoramic balconies offer breathtaking views of the coastline. This is an ideal offer for those who value premium comfort and proximity to the Adriatic.

Apartment in Kotor No. 2551

Kotor · Bay of Kotor, R-1, 85330 Kotor, Montenegro
999 181 €
View: Sea view, Mountain view, City view

Details

Area
173 м²
Rooms
5
Bedrooms
2
Bathrooms
3
Floor
2/4
Year built
2023
Parking
Yes
To sea
100 m
Price per m²
5 776 €

Description

We offer for salea duplex penthouse with a 426 m² terrace in a modern residential complex

Main features:

  • Interior area:173 m²
  • Terrace area:426.05 m²
  • View:360-degree panorama of the Bay of Kotor, the historic Old Town, St. John’s Fortress, and the mountain ranges
  • Engineering preparation:All necessary utilities have been brought to the terrace for the installation of a full summer kitchen and jacuzzi
  • Visual comfort:The terrace glass railings do not obstruct the panorama, allowing you to watch cruise ships moving through the bay and the lights of the evening Old Town right from your home

Design and space:

  • A spacious living room with panoramic windows, filled with natural light
  • Spacious bedrooms with premium finishes
  • 2 bedrooms, each with a private bathroom

The complex is located near key points of the Bay of Kotor:

• Kotor Old Town (UNESCO) — 4 km (~7 minutes)

• Tivat and Porto Montenegro — 7 km (~10–12 minutes)

• Tivat International Airport — 3.5 km (~6 minutes)

• Beaches of the Bay of Kotor and Luštica — 10–15 minutes

• Voli and HDL Laković hypermarkets — up to 5 minutes

• International schools — in the immediate vicinity

This location makes the property especially attractive to tourists, expats, and investors.

Proximity to Tivat Airport, the historic Kotor, and the prestigious Porto Montenegro marina creates stable rental demand throughout the year.

This property hashigh income potential:

• short-term rentals during the tourist season

• long-term rentals for residents and employees of international companies

• capital growth due to the development of the region’s infrastructure

Real estate in the Bay of Kotor shows steady price growth thanks to the limited supply of quality properties and the active development of luxury resort projects.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
999 181 €
Real estate transfer tax
51 951 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 29 951 € (6% × 499 181)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs53 460 €
Estimated costs to purchase the propertyTotal: 1 052 641 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€999,181
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€4,971/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€5,133/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€5,215/мес
Monthly payment
€4,616
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€699,427
Total interest€408,391
Loan amount
€699,427
Total interest
€408,391
Total payment
€1,107,818

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

999 181 €
5 776 €/m²2551