AI Summary

A luxurious 253 m² residence in an elite residential complex in Kotor is located just 100 meters from the azure coast. The spacious interiors include four cozy bedrooms, a light-filled living room, and a modern kitchen, offering the perfect combination of comfort and proximity to the Adriatic Sea. Become the owner of exclusive real estate in one of the most picturesque corners of Montenegro for 854,944 EUR.

Apartment in Kotor No. 2558

Kotor · Bay of Kotor, R-1, 85330 Kotor, Montenegro
854 944 €
View: Sea view, Mountain view

Details

Area
253 м²
Rooms
10
Bedrooms
4
Bathrooms
4
Floor
2/5
Year built
2023
Parking
Yes
To sea
100 m
Price per m²
3 379 €

Description

We offer to your attention an exclusive 253 m² residence with 4 bedrooms

Interior and layout solutions:

  • View:Panoramic views of the Adriatic Sea and mountains from all key rooms (living room, dining room, and bedrooms)
  • En-suite concept:Each of the four bedrooms is designed as an independent master suite with its own bathroom
  • Grand Living Room:A huge living room with floor-to-ceiling panoramic glazing
  • Dining & Kitchen:A spacious dining area with direct access to the terrace. The kitchen is equipped with all necessary appliances and well-thought-out storage systems
  • Service areas:Separate walk-in closets and a dedicated laundry room
  • Terrace:A spacious open-air relaxation area

The complex is located near key points of the Bay of Kotor:

  • Kotor Old Town (UNESCO) — 4 km (~7 minutes)
  • Tivat and Porto Montenegro — 7 km (~10–12 minutes)
  • Tivat International Airport — 3.5 km (~6 minutes)
  • Beaches of the Bay of Kotor and Luštica — 10–15 minutes
  • Voli and HDL Laković hypermarkets — up to 5 minutes
  • International schools — in the immediate vicinity

This location makes the property especially attractive for tourists, expats, and investors.

Its proximity to Tivat Airport, historic Kotor, and the prestigious Porto Montenegro marina creates stable rental demand throughout the year.

This property hashigh income potential:

  • short-term rentals during the tourist season
  • long-term rentals for residents and employees of international companies
  • capital growth due to the development of the region’s infrastructure

Real estate in the Bay of Kotor demonstrates steady price growth thanks to the limited supply of quality properties and the active development of luxury resort projects.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
854 944 €
Real estate transfer tax
43 297 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 21 297 € (6% × 354 944)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs44 648 €
Estimated costs to purchase the propertyTotal: 899 592 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€854,944
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€4,253/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€4,392/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€4,462/мес
Monthly payment
€3,950
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€598,461
Total interest€349,438
Loan amount
€598,461
Total interest
€349,438
Total payment
€947,899

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

854 944 €
3 379 €/m²2558