Open balcony with a white table and two chairs, overlooking greenery through a glass barrier.

Modern living room with a blue sofa, grey coffee table, and white wall-mounted air conditioner.

Modern kitchen with white cabinets, black countertop, and four bar stools against a gray backsplash wall.

Modern living room featuring a black TV on a console, a bar counter with stools, and a large sliding glass door.

Modern kitchen counter with dark surface set with white bowls, glasses and forks alongside dark upholstered chairs against a white wall.

Modern living room with a blue sofa, coffee table, and books. Large windows lead to a balcony overlooking greenery and trees.

Modern living room with a blue sofa and table by the window. Books are on the table. Outside, a green slope and parked cars are visible.

Balcony with white plastic chairs and a table holding wine and a book. A glass railing overlooks trees and a parked car outside.

A white plastic chair and round table with a book, wine glass, and bottle on a balcony overlooking mountains and trees.

Modern bedroom featuring a gray bed with patterned bedding, a blue armchair by the window, and black wall sconces.

Modern living room with a blue sofa and grey table near panoramic windows. A balcony with white chairs and a view of nature is visible.

Modern kitchen with white cabinets, gray backsplash, and black bar counter featuring three stools and tableware.

White table with two chairs on a balcony featuring a wooden wall and mountain view.

White perforated table and chair on a balcony overlooking mountains. A book, wine bottle, and glass sit on the table.

View from a hallway into a small utility room containing a white washing machine and a wall-mounted water heater.

Open white wardrobe with black hangers and shelves, located next to a window with a gray curtain.

Modern kitchen featuring white glossy cabinets, a dark countertop, built-in appliances, and a black bar table with stools.

Modern bedroom featuring a gray upholstered bed, patterned bedding, and black wall-mounted spotlights positioned above the headboard.

Modern bedroom featuring a double bed with a grey headboard and white pillows decorated with a floral pattern.

Modern bedroom featuring a gray bed, blue armchair, and black nightstand on light wood flooring.

Modern bedroom featuring a large white built-in wardrobe, a blue velvet armchair, and a bed dressed in grey and blue patterned bedding.

Modern living area with a black bar counter, gray stools, and a TV on a dark console against a white wall.

Modern bathroom featuring a washing machine, glass shower enclosure, wall-mounted water heater, and heated towel rail on beige tiled walls.

Modern studio with a blue sofa, coffee table, and white kitchen featuring a bar counter with black stools.

Modern bathroom with beige tiles, a white vanity sink, and a chrome heated towel rail visible on the right wall.

Modern bathroom featuring a glass shower enclosure with mosaic tiles and a white vanity sink unit.

Modern kitchen with white cabinets, black countertop, bar stools, and a TV on a dark media console.

Modern kitchen with white cabinets, black countertop, bar table with stools, and a television on a dark media console.

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AI Summary

A cozy 61 sq.m. apartment in a modern residential complex in Kotor is located just 100 meters from the azure sea. The spacious layout with a separate bedroom, bright living room, functional kitchen, and picturesque balcony makes it an ideal place for comfortable living or a profitable investment.

ApartmentsNo. 2564

Apartment in Kotor No. 2564

Kotor · Bay of Kotor, R-1, 85330 Kotor, Montenegro

€241,696

View: Mountain view, City view

Details

Area

61 m²

Rooms

Bedrooms

Bathrooms

Floor

2/5

Year built

2024

Parking

Yes

To sea

100 m

Part of projectResidential complex

The House Montenegro

Kotor

10 units in the project

Open

Inside the project

Description

We offer for sale an apartment of 61 m² with views of the mountain ranges.

Interior and technological solutions:

Layout:1 spacious bedroom, a living room with a designated dining area, a modern bathroom
Smart solutions:Electric blinds are installed, as well as a underfloor heating system throughout the apartment
Premium features:The bathroom and utility areas are equipped with plumbing and fixtures from world-renowned brandsVilleroy & BochandBosch
Finishing:The interior features modern eco-friendly materials, a neutral color palette, and high-quality flooring
Ready-to-live:The apartment is sold turnkey

The complex is located near key points of the Bay of Kotor:

Old Town Kotor (UNESCO) — 4 km (~7 minutes)
Tivat and Porto Montenegro — 7 km (~10–12 minutes)
Tivat International Airport — 3.5 km (~6 minutes)
Beaches of the Bay of Kotor and Luštica — 10–15 minutes
Voli and HDL Laković hypermarkets — up to 5 minutes
International schools — in the immediate vicinity

Such a location makes the property especially attractive to tourists, expats, and investors.

Proximity to Tivat Airport, historic Kotor, and the prestigious Porto Montenegro marina creates stable rental demand throughout the year.

This property has strong income potential:

short-term rentals during the tourist season
long-term rentals for residents and employees of international companies
capital growth due to the development of the region’s infrastructure

Real estate in the Bay of Kotor demonstrates steady price growth thanks to the limited supply of quality properties and the active development of luxury resort projects.

Amenities

City view Mountain view Intercom Air conditioning Elevator Fully furnished Parking Reception Alarm system Terrace Management company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price: €241,696
Real estate transfer tax: €9,085
Notary fees: €722

Possible additional costs

Cadastre applicationsfrom €30
Ownership sheets (listovi) for the dealfrom €7
Sworn translator services· per contract / hourfrom €50

Total required costs€9,807

Estimated costs to purchase the propertyTotal: €251,503

Location

What's nearby

SchoolGradska Muzika Kotor1.2 km
Kindergarten1.4 km
GroceriesFranca436 m
PharmacyApoteka Tea Medica 28875 m
HospitalOpšta bolnica Kotor425 m
RestaurantBahus505 m
Bus stop486 m
ATM558 m
AirportTivat Airport3.3 km
PortKotor Cruise Pirs1.1 km
Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.

Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.

This property is about 100 m from the sea.

Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.

Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Apartments

Apartment in Kotor No. 2564

Kotor · Bay of Kotor

€241,696

No. 2564

Taisia Golovach

Your agent

Call

Calculate mortgage

Beta · still being polished

Property price

€241,696

Loan term

yrs

5 yrs30 yrs

Interest rate

3%9%

Bank rates

Beta · still being polished

CKB Bankbest

fixed for 5 years · 7 days

5.9%

€1,202/mo

NLB Banka

variable Euribor + 4.2% · 10 days

6.3%

€1,242/mo

Erste Bank

fixed for 3 years · 14 days

6.5%

€1,261/mo

Monthly payment

€1,117

Over 240 months · at 5.0% p.a.

Loan amount€169,187

Total interest€98,787

Loan amount

€169,187

Total interest

€98,787

Total payment

€267,974

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

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€241,696

No. 2564