Balcony with panoramic glazing and garden furniture in an apartment in Kotor, Montenegro, overlooking a green garden and mountains.

Modern living room with a blue sofa and coffee table in an apartment in Kotor, Montenegro. Panoramic glazing.

Modern kitchen with a breakfast bar and built-in appliances in an apartment, Kotor, Montenegro. Minimalist interior.

Modern living room with a bar counter and TV area in an apartment in Kotor, Montenegro: minimalist interior.

Modern kitchen in an apartment in Kotor, Montenegro: a breakfast bar set for serving, dark chairs, and a stylish interior.

Living room with a blue sofa and terrace in a modern apartment in Kotor, Montenegro: panoramic windows and a view of nature.

View from the living room onto the terrace and garden in an apartment in Kotor, Montenegro: panoramic windows, a blue armchair, and a coffee table.

Apartment balcony in Kotor, Montenegro: a table with wine and a view of a green garden through a glass railing.

Balcony with white furniture and mountain views in an apartment, Kotor, Montenegro. Cozy lounge area with panoramic glazing.

Modern bedroom in an apartment in Kotor, Montenegro: a double bed, a blue armchair, and stylish lighting.

Living room with panoramic windows and access to the terrace in an apartment in Kotor, Montenegro: modern interior and a view.

Modern kitchen with white cabinets, a gray countertop, and a breakfast bar in an apartment, Kotor, Montenegro.

Apartment balcony in Kotor, Montenegro: white furniture, wood finish, glass railing, and mountain view.

Apartment balcony in Kotor, Montenegro: white table, chair, mountain view, and wood-style wall finish.

Bathroom in an apartment in Kotor, Montenegro: washing machine, boiler, and shower cabin in a modern interior.

Built-in white wardrobe with shelves and hangers in the bedroom of an apartment in Kotor, Montenegro.

Modern white kitchen with a breakfast bar in an apartment in Kotor, Montenegro: built-in appliances and a gray backsplash.

Cozy bedroom in an apartment in Kotor, Montenegro: a double bed with gray textiles and black bedside tables.

Modern bedroom in an apartment in Kotor, Montenegro: a double bed with gray textiles and black bedside tables.

Modern bedroom in an apartment in Kotor, Montenegro: a double bed, a blue armchair, and stylish wall sconces.

Modern bedroom in an apartment in Kotor, Montenegro: built-in wardrobe, patterned bed, and a blue armchair by the window.

Modern living room with a bar counter and TV area in an apartment in Kotor, Montenegro: stylish loft-style interior.

Modern bathroom in an apartment in Kotor, Montenegro: shower cabin, washing machine, and water heater.

Modern kitchen-living room with a white kitchen set and a blue sofa in an apartment in Kotor, Montenegro.

Modern bathroom with beige tiles in an apartment in Kotor, Montenegro, view of the kitchen with a breakfast bar.

Modern bathroom in an apartment in Kotor, Montenegro: shower cabin, light-colored tiles, and high-quality fixtures.

Modern kitchen-living room with a breakfast bar in an apartment in Kotor, Montenegro: a stylish black-and-white interior.

Modern kitchen-living room with a bar counter and TV area in an apartment, Kotor, Montenegro. Minimalist interior.

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AI Summary

A cozy 61 sq.m. apartment in a modern residential complex in Kotor is located just 100 meters from the azure sea. The spacious layout with a separate bedroom, bright living room, functional kitchen, and picturesque balcony makes it an ideal place for comfortable living or a profitable investment.

Sale Apartments#2564

Apartment in Kotor No. 2564

Kotor · Bay of Kotor, R-1, 85330 Kotor, Montenegro

241 696 €

View: Mountain view, City view

Details

Area

61 м²

Rooms

Bedrooms

Bathrooms

Floor

2/5

Year built

2024

Parking

Yes

To sea

100 m

Part of projectЖилой комплекс

The House Montenegro

Kotor

10 объектов в комплексе

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Атмосфера комплекса

Description

We offer for sale an apartment of 61 m² with views of the mountain ranges.

Interior and technological solutions:

Layout:1 spacious bedroom, a living room with a designated dining area, a modern bathroom
Smart solutions:Electric blinds are installed, as well as a underfloor heating system throughout the apartment
Premium features:The bathroom and utility areas are equipped with plumbing and fixtures from world-renowned brandsVilleroy & BochandBosch
Finishing:The interior features modern eco-friendly materials, a neutral color palette, and high-quality flooring
Ready-to-live:The apartment is sold turnkey

The complex is located near key points of the Bay of Kotor:

Old Town Kotor (UNESCO) — 4 km (~7 minutes)
Tivat and Porto Montenegro — 7 km (~10–12 minutes)
Tivat International Airport — 3.5 km (~6 minutes)
Beaches of the Bay of Kotor and Luštica — 10–15 minutes
Voli and HDL Laković hypermarkets — up to 5 minutes
International schools — in the immediate vicinity

Such a location makes the property especially attractive to tourists, expats, and investors.

Proximity to Tivat Airport, historic Kotor, and the prestigious Porto Montenegro marina creates stable rental demand throughout the year.

This property has strong income potential:

short-term rentals during the tourist season
long-term rentals for residents and employees of international companies
capital growth due to the development of the region’s infrastructure

Real estate in the Bay of Kotor demonstrates steady price growth thanks to the limited supply of quality properties and the active development of luxury resort projects.

Amenities

City view Mountain view Intercom Air conditioning Elevator Fully furnished Parking Reception Alarm system Terrace Management company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price: 241 696 €
Real estate transfer tax: 9 085 €
Notary fees: 722 €

Possible additional costs

Cadastre applicationsfrom 30 €
Ownership sheets (listovi) for the dealfrom 7 €
Sworn translator services· per contract / hourfrom 50 €

Total required costs9 807 €

Estimated costs to purchase the propertyTotal: 251 503 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.

Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.

This property is about 100 m from the sea.

Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.

Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Sale Apartments

Apartment in Kotor No. 2564

Kotor · Bay of Kotor

241 696 €

№ 2564

Taisia Golovach

Your agent

Call

Calculate mortgage

Beta · still being polished

Property price

€241,696

Loan term

yrs

5 yrs30 yrs

Interest rate

3%9%

Ставки банков

Beta · still being polished

CKB Bankлучшая

фикс. на 5 лет · 7 дн

5.9%

€1,202/мес

NLB Banka

плавающая Euribor + 4.2% · 10 дн

6.3%

€1,242/мес

Erste Bank

фикс. на 3 года · 14 дн

6.5%

€1,261/мес

Monthly payment

€1,117

Over 240 months · at 5.0% p.a.

Loan amount€169,187

Total interest€98,787

Loan amount

€169,187

Total interest

€98,787

Total payment

€267,974

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

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241 696 €

№ 2564