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AI Summary

A cozy 57 sq. m apartment in a modern residential complex in Tivat will offer you comfort and a well-thought-out layout with a spacious living room and a bright bedroom. Thanks to multiple balconies and its proximity to the sea (just 1,500 m), it is the perfect place for living and relaxing on the coast, priced at 450,000 EUR.

No. 3515

Apartment in Luštica Bay No. 3515

Tivat · Bay of Kotor
€450,000
View: City view

Details

Area
57 m²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
1/3
To sea
1500 m
Price per m²
€7,895

Description

Charming One-Bedroom Apartment in Centrale, Luštica Bay, Tivat

This cozy, fully furnished one-bedroom apartment with an area of57 m²is located in a new residential building in the central part of theLuštica Baycomplex. The layout includes an open-plan living room with kitchen and dining area, one bedroom, one bathroom, and a spacious terrace, ideal for relaxing outdoors.

  • Bedrooms:1
  • Bathrooms:1
  • Condition:Fully furnished
  • Property area:57 m²

The price includesan exclusive interior package, specially designed for this project, giving the apartment style and harmony in line with premium coastal living.

About the Luštica Bay complex

Centraleis a modern urban district within Luštica Bay, designed as a vibrant, dynamic community. It features residential buildings, shops, restaurants, bars, cultural centers, parks, and green areas. Its central location provides convenient access to all parts of the complex, includingthe marina, beaches, golf courseand the hotelThe5★.

is a prestigious world-class coastal development offering a harmony of luxury, nature, and the Mediterranean lifestyle. The complex combines private residences, boutiques, restaurants, a yacht marina, and the renownedThe Chedihotel, offering residents exceptional comfort and quality of life on the Adriatic coast.

Amenities

City viewIntercomAir conditioningElevatorFully furnishedReceptionGardenAlarm systemTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€450,000
Property transfer tax
€19,500
€4,500 (3% × 150,000) + €15,000 (5% × 300,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€20,461
Estimated costs to purchase the propertyTotal: €470,461

Location

What's nearby

  • GroceriesCity520 m
  • RestaurantResoran Astoria266 m
  • Bus stopNovo Naselje383 m
  • ATM1.6 km
  • AirportTivat Airport4.8 km
  • PortAeroport Marina3.6 km
  • Sea1.5 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 1500 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€450,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,239/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,312/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,349/mo
Monthly payment
€2,079
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€315,000
Total interest€183,927
Loan amount
€315,000
Total interest
€183,927
Total payment
€498,927

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€450,000
€7,895/m²No. 3515