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AI Summary

Luxurious apartment of 192 sq. m in the picturesque village of Luta — an ideal combination of space and proximity to the Adriatic Sea (only 100 meters). The apartment features two cozy bedrooms and incredible balconies with views, where it is so pleasant to greet the sunrises to the sound of the surf. An excellent choice for those seeking comfort and a premium location in the heart of Montenegro at a price of 450,000 EUR.

No. 1051

Apartment in Luta No. 1051

Ljuta · Bay of Kotor, Luta, Montenegro
€450,000
View: Sea view

Details

Area
192 m²
Bedrooms
2
Bathrooms
2
Floor
2/12
Parking
Yes
To sea
100 m
Price per m²
€2,344

Description

A premium-class apartment in Montenegro, in the Bay of Kotor, with a beautiful sea view, is offered for sale. The total area of the apartment is 192 m². The apartment is located on the 2nd floor of a 12-apartment building, with an elevator and a private parking space in a closed garage. The apartment has two bedrooms, a large, bright living room, a kitchen-dining room with furniture and built-in appliances, two bathrooms, and a hallway. Throughout the apartment there is underfloor heating, air conditioners, an intercom, electric blinds on all windows and terrace exits, and the entrance is equipped with video surveillance. There are 3 large terraces, two of which have a sea view. The entire apartment has chandeliers and curtains. On the common building grounds, there is a counter-current swimming pool with a sea view, sun loungers with umbrellas, and a shower. There is also a gym and a sauna. The apartment is completely ready for living and for being neighbors with kind and pleasant people.

Amenities

Swimming poolSea ViewParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€450,000
Real estate transfer tax
€19,500
€4,500 (3% × 150,000) + €15,000 (5% × 300,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€20,427
Estimated costs to purchase the propertyTotal: €470,427

Location

What's nearby

  • GroceriesViva Market269 m
  • RestaurantStari Mlini498 m
  • Bus stopLjuta268 m
  • ATM1.7 km
  • AirportTivat Airport9.3 km
  • PortKotor Cruise Pirs6.3 km
  • Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€450,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,239/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,312/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,349/mo
Monthly payment
€2,079
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€315,000
Total interest€183,927
Loan amount
€315,000
Total interest
€183,927
Total payment
€498,927

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€450,000
€2,344/m²No. 1051