AI Summary

A stylish studio with a terrace and panoramic sea view in a gated complex on the shore of the Bay of Kotor, under UNESCO protection. Only 110 meters to the water, and the infrastructure includes a pool, parking, and elevator - ideal for living or investment.

Apartment in Orahovac No. 2844

Current as of August 21, 2026
Orahovac · Bay of Kotor
170 000 €
View: Sea view, Mountain view, City view

Details

Area
33.16 м²
Rooms
1
Bathrooms
1
Floor
1/3
Year built
2026
Parking
Yes
To sea
110 m

Description

We offer for sale a stylish studio with a terrace and sea view — in a gated residential complex on the shore of the Bay of Kotor, in a UNESCO-protected zone.

Key features:

  • Total area: 33.16 m²
  • Terrace: 4.70 m²
  • Floor: 1st (full residential floor, not basement)
  • Layout: hallway with wardrobe, bathroom, combined day zone (living room-kitchen-dining area) with access to the terrace
  • Permanent, unobstructed sea view
  • Secure gated area with pool, elevator, and underground parking (parking space purchased separately — €30,000)

About the apartment:

The compact and well-thought-out studio layout is designed for comfortable living or rental. The spacious day zone combines kitchen, living room, and dining area, with direct access to the terrace — offering a view of the bay. A separate hallway with wardrobe space and a full bathroom complete the functionality. Construction uses natural materials and energy-efficient systems.

Location:

  • Grota Beach Bar & Restaurant — about 150 m
  • Orahovac Beach — about 275 m
  • Hotel Casa del Mare — about 375 m
  • Restaurant Casa del Mare — about 385 m
  • Bus stop (Kotor–Perast line) — about 390 m
  • Viva Market grocery store (Dobrota) — about 1.4 km
  • Perast — about 4.1 km
  • Historic center of Kotor — about 7.5 km

Investment potential:

Purchase is made directly from the developer — no property transfer tax on the primary sale. The compact format and studio status make the unit attractive both for personal use and for inclusion in a managed rental program with potential for stable tourist income. Construction completion is expected by the end of October 2026.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
170 000 €
Real estate transfer tax
0 €
Not payable — purchase from a developer / investor (VAT payer), so the cost is 0 €.

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs644 €
Estimated costs to purchase the propertyTotal: 170 644 €

Location

What's nearby

  • Groceries436 m
  • RestaurantVeranda131 m
  • Bus stop280 m
  • ATM2.7 km
  • AirportTivat Airport10.0 km
  • PortLepetane6.3 km
  • Sea110 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 110 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€170,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€846/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€873/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€887/мес
Monthly payment
€785
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€119,000
Total interest€69,483
Loan amount
€119,000
Total interest
€69,483
Total payment
€188,483

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

170 000 €
2844