AI Summary

We offer a spacious 1-bedroom apartment in a gated complex on the shore of the Bay of Kotor, just 110 meters from the sea. From the top floor, you can enjoy an endless view of the sea, mountains, and the city, and a cozy terrace will be an ideal place for relaxation. You will be pleased with modern amenities: a swimming pool, elevator, air conditioning, and secure parking in a 2026 building.

Apartment in Orahovac No. 2845

Current as of August 21, 2026
Orahovac · Bay of Kotor
250 000 €
View: Sea view, Mountain view, City view

Details

Area
41.39 м²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
2/3
Year built
2026
Parking
Yes
To sea
110 m

Description

We offer for sale a spacious 1-bedroom apartment on the top floor of a gated residential complex on the shore of the Bay of Kotor, with a terrace and a permanent sea view.

Key features:

  • Total area: 41.39 m² (terrace included in total area)
  • Terrace: 4.58 m²
  • Floor: 2nd (top residential floor of the complex)
  • Layout: entrance hall with wardrobe, bathroom, separate bedroom, combined day area (living room-kitchen-dining room) with access to the terrace
  • Permanent, unobstructed sea view
  • Secured gated area with pool, elevator, and underground parking (parking space purchased separately, €30,000)

About the apartment:

A full-fledged 1-bedroom apartment with a clear division into private and common areas: a separate bedroom of 9.21 m² and a spacious day area of 20.42 m², combining kitchen, living room, and dining room. The terrace of 4.58 m² adjoins the day area and extends the space outdoors — with a view of the bay. A separate entrance hall with wardrobe space and a full bathroom complete the layout. The location on the top floor of the complex provides a more open view compared to lower levels. Construction uses natural materials and energy-efficient systems.

Location:

  • Grota Beach Bar & Restaurant — about 150 m
  • Orahovac Beach — about 275 m
  • Casa del Mare Hotel — about 375 m
  • Casa del Mare Restaurant — about 385 m
  • Bus stop (Kotor–Perast line) — about 390 m
  • Viva Market grocery store (Dobrota) — about 1.4 km
  • Perast — about 4.1 km
  • Historic center of Kotor — about 7.5 km

Investment potential:

Purchase is made directly from the developer — no property transfer tax on the primary sale. The full-fledged 1-bedroom layout on the top floor with a terrace is suitable both for permanent residence and for inclusion in a managed rental program with the potential for stable tourist income. Construction completion is expected by the end of October 2026.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
250 000 €
Real estate transfer tax
0 €
Not payable — purchase from a developer / investor (VAT payer), so the cost is 0 €.

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs722 €
Estimated costs to purchase the propertyTotal: 250 722 €

Location

What's nearby

  • Groceries436 m
  • RestaurantVeranda131 m
  • Bus stop280 m
  • ATM2.7 km
  • AirportTivat Airport10.0 km
  • PortLepetane6.3 km
  • Sea110 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 110 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€250,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,244/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,284/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,305/мес
Monthly payment
€1,155
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€175,000
Total interest€102,181
Loan amount
€175,000
Total interest
€102,181
Total payment
€277,181

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

250 000 €
2845