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AI Summary

Luxurious 135 sq. m apartments in a prestigious residential complex in Tivat are located just 50 meters from the azure sea. The spacious layout includes two cozy bedrooms, three bright living rooms, and three panoramic balconies offering breathtaking views of the coast. This is the perfect choice for those seeking a combination of high comfort, exclusive design, and proximity to the city’s best infrastructure.

No. 2540

Apartment in Porto Montenegro No. 2540

Tivat · Bay of Kotor, Pomorska, 85320 Tivat, Montenegro
€1,350,000
View: Sea view, Mountain view, City view

Details

Area
135 m²
Rooms
5
Bedrooms
2
Bathrooms
3
Year built
2021
To sea
50 m

Description

Main parameters:

Location:Porto Montenegro, Tivat.Area:135 m²

Layout:2 bedrooms, 3 bathrooms

Additional:The price includes a dedicatedparking spacein the underground garage anda storage room

Interior and layout:

Living areas:Natural parquet flooring, high ceilings with multi-level concealed LED lighting, and panoramic glazing

Master bedroom:A room in warm tones with access to the terrace and built-in storage systems

Children’s/Second bedroom:Furnished with high-quality furniture

Bathrooms:Three bathrooms finished with natural stone, equipped with sanitary ware and walk-in showers

A distinctive feature of the property — the “Green Terrace”:

A terrace whose total area effectively increases the living space to 150 m². The terrace is zoned for relaxation and decorated with hedges.

About the complex and location:

  • Education:A prestigious international school is just a 5-minute walk awayKnightsbridge Schools International (KSI)
  • Everyday comfort:The settlement has everything you need: a delicatessen supermarket, organic shops, pharmacies, banks, and private clinics

  • test

Amenities

City viewMountain viewSea ViewIntercomAir conditioningElevatorFully furnishedFirst lineAlarm systemTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€1,350,000
Property transfer tax
€73,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €51,000 (6% × 850,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€74,905
Estimated costs to purchase the propertyTotal: €1,424,905

Location

What's nearby

  • SchoolOŠ "Drago Milović"874 m
  • Kindergarten462 m
  • GroceriesVOLI68 m
  • PharmacyMaxima381 m
  • RestaurantKafeteria20 m
  • Bus stopskola283 m
  • ATM80 m
  • AirportTivat Airport4.3 km
  • PortPorto Montenegro354 m
  • Sea50 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 50 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,350,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€6,716/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€6,935/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€7,046/mo
Monthly payment
€6,237
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€945,000
Total interest€551,780
Loan amount
€945,000
Total interest
€551,780
Total payment
€1,496,780

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€1,350,000
No. 2540