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AI Summary

Spacious 102 sq. m apartment with two cozy bedrooms is located just 300 meters from the azure coastline in an elite residential complex in Tivat. The stylish layout includes a modern kitchen, a bright living room, and two balconies, where you can enjoy the sea breeze and views of the city. This is an ideal choice for those seeking comfort and premium quality of life in the very heart of Montenegro for the price of 720,000 euros.

No. 4021

Apartment in Porto Montenegro No. 4021

Tivat · Bay of Kotor, Boka, 85320 Tivat, Montenegro
€720,000
View: Sea view, Mountain view, City view

Details

Area
102 m²
Rooms
3
Bedrooms
2
Bathrooms
2
Floor
8/8
Year built
2024
To sea
300 m
Price per m²
€7,059

Description

Modern two-bedroom apartment in Alba building, Boka Place complex, Porto Montenegro

For sale is a spacious apartment with an area of102 m², located on the8th floorof the prestigiousAlbabuilding — one of the key buildings in the new districtBoka Placein Porto Montenegro, Tivat.

The apartment features a well-thought-out layout and large windows, thanks to which the interior is always filled with natural light.

The layout includes:
• a spacious living room with an open-plan kitchen area
• two full bedrooms
• two modern bathrooms
• two cozy terraces, one of which is suitable for outdoor relaxation

The apartment is soldwith a fully equipped kitchen and bathrooms, which significantly simplifies the further interior furnishing.There is no other furniture, allowing the new owner to arrange the space to their taste.

About the Boka Place complex, Porto Montenegro

Boka Place is a new stylish urban district in the heart of Porto Montenegro, combining a premium lifestyle with well-thought-out infrastructure. The complex features:
• boutiques and shops
• cafes and restaurants
• a cinema
• a wellness center
• walking areas and relaxation spaces
• art venues

Each building in Porto Montenegro offers a high level of service: 24/7 reception, security, management company support, as well as access to a swimming pool, fitness rooms, and other amenities.

These apartments in the Alba building are an excellent choice for those looking for modern housing in one of the most prestigious complexes on the Adriatic, whether for permanent residence, vacation, or investment.

Amenities

Swimming poolMountain viewSea ViewIntercomAir conditioningElevatorFurnished - partiallyFirst lineReceptionGymTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€720,000
Property transfer tax
€35,200
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €13,200 (6% × 220,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€36,444
Estimated costs to purchase the propertyTotal: €756,444

Location

What's nearby

  • SchoolOŠ "Drago Milović"731 m
  • Kindergarten572 m
  • GroceriesVOLI200 m
  • PharmacyApoteka Latkovich202 m
  • RestaurantFast Food201 m
  • Bus stopskola147 m
  • ATM200 m
  • AirportTivat Airport4.4 km
  • PortYacht club Delfin549 m
  • Sea300 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 300 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€720,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€3,582/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€3,699/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€3,758/mo
Monthly payment
€3,326
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€504,000
Total interest€294,282
Loan amount
€504,000
Total interest
€294,282
Total payment
€798,282

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€720,000
€7,059/m²No. 4021