Panoramic view of the sea, an island with red roofs, mountains, and boats on the water.

Empty room with laminate flooring, textured walls, AC unit, and a door leading to a balcony.

Empty hallway with beige textured walls, white decorative molding, and grey tile flooring leading to an open doorway.

Empty room with laminate flooring, a hanging pendant light, and decorative molding on a beige wall.

Empty bathroom with grey wall tiles and floor, visible plumbing outlets for fixtures and a window on the right.

Empty balcony with grey tiles and wooden railing overlooking mountains, houses, and sea.

Balcony with light tile and wooden railing overlooking the sea, mountains, and a historic coastal town.

View from a balcony overlooking the sea, a historic island with red roofs and mountains.

Panoramic view of the sea, an island with red roofs, and mountains from a balcony.

Bathroom with black and white tiles, toilet, bidet, sink vanity, and shower area separated by a grey curtain.

Panoramic view of the sea, a beach with umbrellas, boats, and a coastal city on the hill behind a tiled roof.

Scenic view of the blue sea with a red tiled roof in the foreground and dense green coastal trees.

Panoramic view of a stone island village with red roofs surrounded by the sea and mountains.

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AI Summary

Cozy one-bedroom apartment in Sveti Stefan, just 130 meters from the sea and 100 meters from the beach. The terrace offers panoramic views of the sea, mountains, and the famous Sveti Stefan island. The apartment has been renovated and is ready for immediate occupancy — an ideal option both for vacation and as a profitable investment.

No. 2932

Apartment in Sveti Stefan No. 2932

Current as of October 28, 2026

Sveti Stefan · Budva Riviera

€157,900

View: Sea view, Mountain view, City view, Panoramic view

Details

Area

43 m²

Rooms

Bedrooms

Bathrooms

Floor

1/?

To sea

130 m

Description

We offer for sale a renovated one-bedroom apartment in Sveti Stefan, located 100 meters from the beach, with panoramic sea views and a terrace overlooking the famous Sveti Stefan island.

Main features:

Area: 43 m²
Floor: Ground floor
Bedrooms: 1
Bathroom: 1
Terrace: Sea view and Sveti Stefan island view
Orientation: South-facing
Condition: Renovated
Distance to the beach: 100 m

Location:

Sveti Stefan Beach: approx. 100 m
Market 2: approx. 330 m
Budva: approx. 15 km
Tivat Airport: approx. 25 km

Investment potential:

Sveti Stefan is one of the most recognizable landmarks in Montenegro and the Adriatic as a whole. An apartment just 100 meters from the beach with panoramic views of the island offers exactly the kind of scenery that drives high seasonal rental demand on its own: this location maintains strong demand and allows for significantly higher rental rates compared to the average along the Budva Riviera.

Amenities

Air conditioning Sea View Mountain view City view Terrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price: €157,900
Property transfer tax: €4,895
Notary fees: €646.14

Possible additional costs (not in the total)

Government fees

Cadastre registration of title (state fee)from €30
Title sheets (listovi) for the dealfrom €7

Total required costs€5,541

Estimated costs to purchase the propertyTotal: €163,441

Location

What's nearby

Kindergarten1.3 km
GroceriesMTK Market50 m
RestaurantFamelia Kentera71 m
Bus stopBus Stop (Kotor-Bar)138 m
ATM94 m
AirportTivat Airport21.8 km
PortMarina Budva5.5 km
Sea130 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.

Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.

This property is about 130 m from the sea.

Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.

Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.