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AI Summary

Spacious 110 sq.m apartments in a modern residential complex in Tivat offer the perfect combination of comfort and style for the whole family. The layout includes three cozy bedrooms and a bright living room, while the location in a prestigious area of the city guarantees a high standard of living surrounded by picturesque Montenegrin nature.

ApartmentsNo. 2219

Apartment in Tivat No. 2219

Current as of September 26, 2026
Tivat · Bay of Kotor
€370,000
View: Sea view

Details

Area
110 m²
Bedrooms
3
Bathrooms
2
Floor
1/?
Year built
2023
Parking
Yes
To sea
200 m
Price per m²
€3,364

Description

This spacious and modern three-bedroom apartment is located in the heart of the picturesque town of Tivat. Situated in a newly built 2023 development, it combines the convenience of a central location with the appeal of contemporary living.

The apartment’s total living area is 92 m², and the terrace covers 18 m², offering plenty of space for comfortable living. The apartment features a spacious living room seamlessly combined with the kitchen, three cozy bedrooms, and two bathrooms. The terrace offers a partial sea view, creating the perfect place to relax and enjoy the surrounding beauty.

One of the unique features of this apartment is its private mini-yard, which offers a captivating mountain view. It is the perfect place for privacy and relaxation.

The apartment is equipped with high-quality finishes, exquisite Italian furniture, underfloor heating, and modern appliances, ensuring a high level of comfort and convenience.

Located near a school and kindergarten, this apartment is ideal for family living. In addition, the complex includes a private parking space, adding extra convenience for residents.

Amenities

City viewSea ViewIntercomAir conditioningElevatorFully furnishedParkingAlarm systemManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€370,000
Property transfer tax
€15,500
€4,500 (3% × 150,000) + €11,000 (5% × 220,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€16,366
Estimated costs to purchase the propertyTotal: €386,366

Location

What's nearby

  • SchoolOŠ "Drago Milović"3.0 km
  • Kindergarten1.8 km
  • GroceriesDADI141 m
  • PharmacyApoteka HELP1.6 km
  • Restaurant1 Ciger & 1 Kebap247 m
  • Bus stopIna Plin252 m
  • ATM290 m
  • AirportTivat Airport2.2 km
  • PortPine1.8 km
  • Sea200 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 200 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€370,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,841/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,901/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,931/mo
Monthly payment
€1,709
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€259,000
Total interest€151,228
Loan amount
€259,000
Total interest
€151,228
Total payment
€410,228

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€370,000
€3,364/m²No. 2219