AI Summary

Spacious 110 sq.m apartments in a modern residential complex in Tivat offer the perfect combination of comfort and style for the whole family. The layout includes three cozy bedrooms and a bright living room, while the location in a prestigious area of the city guarantees a high standard of living surrounded by picturesque Montenegrin nature.

Apartment in Tivat No. 2219

Tivat · Bay of Kotor
370 000 €
View: Sea view

Details

Area
110 м²
Bedrooms
3
Bathrooms
2
Floor
1/?
Year built
2023
Parking
Yes
Price per m²
3 364 €

Description

This spacious and modern three-bedroom apartment is located in the heart of the picturesque town of Tivat. Situated in a newly built 2023 development, it combines the convenience of a central location with the appeal of contemporary living.

The apartment’s total living area is 92 m², and the terrace covers 18 m², offering plenty of space for comfortable living. The apartment features a spacious living room seamlessly combined with the kitchen, three cozy bedrooms, and two bathrooms. The terrace offers a partial sea view, creating the perfect place to relax and enjoy the surrounding beauty.

One of the unique features of this apartment is its private mini-yard, which offers a captivating mountain view. It is the perfect place for privacy and relaxation.

The apartment is equipped with high-quality finishes, exquisite Italian furniture, underfloor heating, and modern appliances, ensuring a high level of comfort and convenience.

Located near a school and kindergarten, this apartment is ideal for family living. In addition, the complex includes a private parking space, adding extra convenience for residents.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
370 000 €
Real estate transfer tax
15 500 €
4 500 € (3% × 150 000) + 11 000 € (5% × 220 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs16 348 €
Estimated costs to purchase the propertyTotal: 386 348 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€370,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,841/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,901/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,931/мес
Monthly payment
€1,709
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€259,000
Total interest€151,228
Loan amount
€259,000
Total interest
€151,228
Total payment
€410,228

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

370 000 €
3 364 €/m²2219