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AI Summary

A spacious 126 m² apartment in a modern residential complex in Tivat will offer you comfort just 300 meters from the azure sea. The apartment features a cozy living room, separate kitchen, three bedrooms, and a picturesque balcony, with every detail thoughtfully designed for the perfect life on the coast. This is an excellent combination of style, space, and proximity to the city’s best infrastructure.

ApartmentsNo. 2378

Apartment in Tivat No. 2378

Tivat · Bay of Kotor
€400,000

Details

Area
126 m²
Bedrooms
2
Bathrooms
2
Year built
2021
Parking
Yes
To sea
300 m
Price per m²
€3,175

Description

A two-bedroom apartment for sale in a new residential complex in the center of Tivat.

The total area of the apartment is 126 square meters. The spacious open-plan kitchen has access to a large terrace, ideal for relaxation. Two cozy bedrooms, two modern bathrooms, and a functional layout create a comfortable living space.

The apartment is fully furnished and equipped with all necessary appliances. A high level of finishing, quality engineering, and a well-maintained common area ensure maximum convenience. A parking space by the building is also provided.

The Donja Lastva area is known for its green and peaceful atmosphere. Waikiki Beach, a supermarket, a gym, and the famous Porto Montenegro promenade are all within walking distance. This location perfectly combines natural harmony with well-developed infrastructure.

An excellent choice for comfortable living or a profitable investment.

Amenities

City viewMountain viewSea ViewAir conditioningFully furnishedParkingTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€400,000
Property transfer tax
€17,000
€4,500 (3% × 150,000) + €12,500 (5% × 250,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€17,898
Estimated costs to purchase the propertyTotal: €417,898

Location

What's nearby

  • SchoolOŠ "Drago Milović"314 m
  • Kindergarten1.2 km
  • GroceriesPekara Seljanovo 2138 m
  • PharmacyApoteka Latkovich585 m
  • RestaurantCaffe-Pizzeria Big-Ben105 m
  • Bus stop205 m
  • ATM704 m
  • AirportTivat Airport5.1 km
  • PortYacht club Delfin223 m
  • Sea300 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 300 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€400,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,990/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,055/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,088/mo
Monthly payment
€1,848
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€280,000
Total interest€163,490
Loan amount
€280,000
Total interest
€163,490
Total payment
€443,490

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€400,000
€3,175/m²No. 2378