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AI Summary

A cozy 61 sq. m apartment in a modern residential complex in Tivat is located just 300 meters from the sea. The space includes a bright bedroom, a spacious living room, and a functional balcony with a beautiful view, making this property an ideal choice both for living and for investment. The apartment is priced at 450,000 euros.

ApartmentsNo. 2393

Apartment in Tivat No. 2393

Tivat · Bay of Kotor
€450,000

Details

Area
61 m²
Bedrooms
1
Bathrooms
1
Year built
2024
To sea
300 m
Price per m²
€7,377

Description

An elite apartment in a premium complex in Tivat is a combination of refined style, comfort, and impeccable quality of life. A modern residential complex with elegant architecture and high-quality finishes is designed for those who value aesthetics, convenience, and a privileged location.

On the ground floor there are cozy cafés, exquisite restaurants, boutiques, and shops, creating an atmosphere of comfort and coziness. The seafront promenade is just a few minutes’ walk away, and Porto Montenegro is only five minutes away. This famous yacht marina is the center of Adriatic luxury living, home to designer boutiques, gourmet restaurants, and exclusive clubs.

This is not just a residential complex, but a unique living space where every detail has been thought through to the smallest detail. Here, modern technologies, refined design, and the convenience of urban infrastructure are harmoniously combined, allowing you to enjoy tranquility, comfort, and a seaside atmosphere.

This apartment is an opportunity to invest in quality of life, enjoy the beauty of the Adriatic, and become part of a prestigious community in one of the most desirable places in Montenegro.

Amenities

City viewMountain viewIntercomAir conditioningElevatorReceptionTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€450,000
Property transfer tax
€19,500
€4,500 (3% × 150,000) + €15,000 (5% × 300,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€20,461
Estimated costs to purchase the propertyTotal: €470,461

Location

What's nearby

  • GroceriesNiksen trade1.8 km
  • RestaurantKafana Kod Pera na Bukovicu581 m
  • Bus stop3.0 km
  • AirportTivat Airport10.2 km
  • PortKotor Cruise Pirs6.1 km
  • Sea300 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 300 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€450,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,239/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,312/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,349/mo
Monthly payment
€2,079
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€315,000
Total interest€183,927
Loan amount
€315,000
Total interest
€183,927
Total payment
€498,927

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€450,000
€7,377/m²No. 2393