AI Summary

A cozy 61 sq. m apartment in a modern residential complex in Tivat is located just 300 meters from the sea. The space includes a bright bedroom, a spacious living room, and a functional balcony with a beautiful view, making this property an ideal choice both for living and for investment. The apartment is priced at 450,000 euros.

Apartment in Tivat No. 2393

Tivat · Bay of Kotor
450 000 €

Details

Area
61 м²
Bedrooms
1
Bathrooms
1
Year built
2024
To sea
300 m
Price per m²
7 377 €

Description

An elite apartment in a premium complex in Tivat is a combination of refined style, comfort, and impeccable quality of life. A modern residential complex with elegant architecture and high-quality finishes is designed for those who value aesthetics, convenience, and a privileged location.

On the ground floor there are cozy cafés, exquisite restaurants, boutiques, and shops, creating an atmosphere of comfort and coziness. The seafront promenade is just a few minutes’ walk away, and Porto Montenegro is only five minutes away. This famous yacht marina is the center of Adriatic luxury living, home to designer boutiques, gourmet restaurants, and exclusive clubs.

This is not just a residential complex, but a unique living space where every detail has been thought through to the smallest detail. Here, modern technologies, refined design, and the convenience of urban infrastructure are harmoniously combined, allowing you to enjoy tranquility, comfort, and a seaside atmosphere.

This apartment is an opportunity to invest in quality of life, enjoy the beauty of the Adriatic, and become part of a prestigious community in one of the most desirable places in Montenegro.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
450 000 €
Real estate transfer tax
19 500 €
4 500 € (3% × 150 000) + 15 000 € (5% × 300 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs20 427 €
Estimated costs to purchase the propertyTotal: 470 427 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 300 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€450,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€2,239/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,312/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,349/мес
Monthly payment
€2,079
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€315,000
Total interest€183,927
Loan amount
€315,000
Total interest
€183,927
Total payment
€498,927

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

450 000 €
7 377 €/m²2393