Panoramic view of the mountains and Kotor Bay from an apartment in Tivat, Montenegro, with tiled rooftops in the foreground.

View from the apartment balcony in Tivat, Montenegro: a modern staircase, panoramic views of the sea and the mountains of the Bay of Kotor.

Spacious terrace with a canopy and furniture in an apartment, Tivat, Montenegro: mountain and city views with panoramic glazing.

View of modern residential complexes in Tivat, Montenegro, with terraces and panoramic views of the mountains and the sea.

Spacious terrace with panoramic mountain views in a residential complex under construction, Tivat, Montenegro.

Hallway with a mirror and built-in appliances in the apartment, Tivat, Montenegro: washing machine and boiler in a niche.

Modern living room with kitchen in an apartment in Tivat, Montenegro: a light sofa, dining area, and stylish lighting.

Modern white kitchen with a black countertop and built-in appliances in an apartment, Tivat, Montenegro.

Modern living room with kitchen in an apartment in Tivat, Montenegro: stylish furniture, bright interior, and cozy design.

Modern living room in an apartment in Tivat, Montenegro: sectional sofa, designer lighting, and TV area.

Landscaped grounds of a modern residential complex in Tivat, Montenegro, with greenery and parking.

Modern living room with a corner sofa and TV in an apartment in Tivat, Montenegro: stylish interior and lighting.

Modern living room with kitchen in an apartment, Tivat, Montenegro: bright interior, dining area, and panoramic windows.

Modern living room with dining area and access to the terrace in an apartment in Tivat, Montenegro. Bright interior.

Modern living room with kitchen in an apartment in Tivat, Montenegro: light furniture, a soft sofa, and stylish lighting.

Modern living room with dining area and marble table in an apartment in Tivat, Montenegro. Bright interior.

Modern kitchen-living room with an island in an apartment, Tivat, Montenegro: bright interior, built-in appliances, and dining area.

Modern kitchen in an apartment in Tivat, Montenegro: built-in Gorenje appliances, light fronts, and a dark countertop.

Modern bedroom with a double bed and a built-in wardrobe in an apartment in Tivat, Montenegro.

Cozy bedroom with a double bed and built-in wardrobe in a modern apartment, Tivat, Montenegro.

Modern bathroom in an apartment in Tivat, Montenegro: marble-look finish, countertop sink, and wall-mounted toilet.

Bright bedroom in an apartment in Tivat, Montenegro: built-in wardrobe, panoramic window with tulle curtains, and modern furniture.

Children's bedroom with a bunk bed and desk in an apartment in Tivat, Montenegro. Modern interior.

Modern bathroom in an apartment, Tivat, Montenegro: marble-look finish, vessel sink, and wall-hung toilet installation.

Terrace with a pool in a modern apartment in Tivat, Montenegro: tiled finish, decorative plants, and a view of the residential complex.

Bright children's bedroom with a bunk bed in an apartment in Tivat, Montenegro, with a panoramic window and a dresser.

Outdoor pool and terrace with plants in a modern residential complex in Tivat, Montenegro.

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AI Summary

Luxurious 147 m² apartments in a modern residential complex in Tivat are located just 100 meters from the azure sea. The spacious layout with two bedrooms, a bright living room, and a cozy balcony is perfectly complemented by first-class infrastructure, including a private swimming pool for your relaxation. This is an ideal offer for those who value comfort, privacy, and living within walking distance of the seafront.

Sale Apartments#2425

Apartment in Tivat No. 2425

Tivat · Bay of Kotor

490 000 €

View: Sea view

Details

Area

147 м²

Bedrooms

Bathrooms

Floor

4/4

Year built

2022

Parking

Yes

To sea

100 m

Price per m²

3 333 €

Description

We offer your attention to an exquisitetwo-bedroom apartmentin the prestigious area ofDonja Lastva— a place where the harmony of nature is combined with a high level of comfort.<br data-start="335" data-end="338" />The elite-class building with a swimming pool is located just100 meters from the azure shore of the Adriatic Sea, surrounded by well-kept streets and refined architecture.

About the apartment:

The functional layout includes:

The Donja Lastva area is considered one of the most attractive locations on the coast:<br data-start="1475" data-end="1478" />Cozy promenades, picturesque beaches, old houses, and quiet streets create a special atmosphere of seclusion, while the center of Tivat with its restaurants, boutiques, banks, and schools is just a few minutes' walk away.

Porto Montenegro, the renowned international luxury marina, is just 1 km away.<br data-start="1798" data-end="1801" />Everything you need for comfortable living is within walking distance: supermarkets, pharmacies, medical facilities, public and private institutions.

The house is located away from tourist flows, ensuring peace and privacy, yet at the same time in immediate proximity to all the main attractions of Tivat.

Amenities

Swimming pool Mountain view Sea View Intercom Air conditioning Elevator Fully furnished Parking Reception Terrace Management company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price: 490 000 €
Real estate transfer tax: 21 500 €
Notary fees: 974 €

Possible additional costs

Cadastre applicationsfrom 30 €
Ownership sheets (listovi) for the dealfrom 7 €
Sworn translator services· per contract / hourfrom 50 €

Total required costs22 474 €

Estimated costs to purchase the propertyTotal: 512 474 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.

Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.

This property is about 100 m from the sea.

Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.

Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Sale Apartments

Apartment in Tivat No. 2425

Tivat · Bay of Kotor

490 000 €

3 333 €/m²№ 2425

Taisia Golovach

Your agent

Call

Calculate mortgage

Beta · still being polished

Property price

€490,000

Loan term

yrs

5 yrs30 yrs

Interest rate

3%9%

Ставки банков

Beta · still being polished

CKB Bankлучшая

фикс. на 5 лет · 7 дн

5.9%

€2,438/мес

NLB Banka

плавающая Euribor + 4.2% · 10 дн

6.3%

€2,517/мес

Erste Bank

фикс. на 3 года · 14 дн

6.5%

€2,557/мес

Monthly payment

€2,264

Over 240 months · at 5.0% p.a.

Loan amount€343,000

Total interest€200,276

Loan amount

€343,000

Total interest

€200,276

Total payment

€543,276

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

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490 000 €

3 333 €/m²№ 2425