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AI Summary

Luxurious 147 m² apartments in a modern residential complex in Tivat are located just 100 meters from the azure sea. The spacious layout with two bedrooms, a bright living room, and a cozy balcony is perfectly complemented by first-class infrastructure, including a private swimming pool for your relaxation. This is an ideal offer for those who value comfort, privacy, and living within walking distance of the seafront.

ApartmentsNo. 2425

Apartment in Tivat No. 2425

Tivat · Bay of Kotor
€490,000
View: Sea view

Details

Area
147 m²
Bedrooms
2
Bathrooms
1
Floor
4/4
Year built
2022
Parking
Yes
To sea
100 m
Price per m²
€3,333

Description

We offer your attention to an exquisitetwo-bedroom apartmentin the prestigious area ofDonja Lastva— a place where the harmony of nature is combined with a high level of comfort.<br data-start="335" data-end="338" />The elite-class building with a swimming pool is located just100 meters from the azure shore of the Adriatic Sea, surrounded by well-kept streets and refined architecture.

About the apartment:

The functional layout includes:

The Donja Lastva area is considered one of the most attractive locations on the coast:<br data-start="1475" data-end="1478" />Cozy promenades, picturesque beaches, old houses, and quiet streets create a special atmosphere of seclusion, while the center of Tivat with its restaurants, boutiques, banks, and schools is just a few minutes' walk away.

Porto Montenegro, the renowned international luxury marina, is just 1 km away.<br data-start="1798" data-end="1801" />Everything you need for comfortable living is within walking distance: supermarkets, pharmacies, medical facilities, public and private institutions.

The house is located away from tourist flows, ensuring peace and privacy, yet at the same time in immediate proximity to all the main attractions of Tivat.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€490,000
Property transfer tax
€21,500
€4,500 (3% × 150,000) + €17,000 (5% × 340,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€22,492
Estimated costs to purchase the propertyTotal: €512,492

Location

What's nearby

  • SchoolOŠ "Drago Milović"532 m
  • Kindergarten1.8 km
  • GroceriesSlatka kuća219 m
  • PharmacyApoteka Latkovich1.1 km
  • RestaurantGiardino95 m
  • Bus stop253 m
  • ATM1.3 km
  • AirportTivat Airport5.7 km
  • PortYacht club Delfin900 m
  • Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€490,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,438/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,517/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,557/mo
Monthly payment
€2,264
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€343,000
Total interest€200,276
Loan amount
€343,000
Total interest
€200,276
Total payment
€543,276

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€490,000
€3,333/m²No. 2425