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AI Summary

Spacious furnished apartment with an area of 90 m² in Tivat, just 200 meters from the sea, with a beautiful sea view and a convenient location near Porto Montenegro. The layout includes 4 rooms, 2 bedrooms, 2 bathrooms, a terrace, air conditioning, an alarm system, and parking — an excellent option for comfortable living or a profitable investment.

ApartmentsNo. 2618

Apartment in Tivat No. 2618

Tivat · Bay of Kotor
€330,000
View: Sea view

Details

Area
90 m²
Rooms
4
Bedrooms
2
Bathrooms
2
Floor
2/?
Parking
Yes
To sea
200 m

Description

We offer for sale an apartment of 90 m², located on the second floor of a small residential building in the Donja Lastva area of Tivat, near Porto Montenegro.

The apartment is a combined space of two separate units (38 m² and 52 m²), which remain separate in the documents. The doorway has been preserved, making it easy to restore the original layout if needed and use the property as two independent apartments.

Main features:

  • Area: 90 m²
  • Bedrooms: 2
  • Bathrooms: 2
  • Walk-in closet: yes
  • Terraces: 2 large terraces with frontal sea view
  • Floor: 2
  • Parking: 1 space in front of the building
  • Condition: furnished and equipped
  • Feature: possibility to divide into 2 apartments

The layout includes a living room with a kitchen and dining area, two bedrooms, two bathrooms, a spacious walk-in closet, and two large terraces with frontal sea views. The apartment is fully furnished and equipped with all necessary appliances, ready to move in.

About the building:

The small residential building is located on a hill in a quiet residential area. Parking is provided in front of the building and is available only to residents.

Location:

The apartment is located in the Donja Lastva area, within walking distance of the sea and close to the prestigious Porto Montenegro area.

  • Beach and promenade — about 800–1000 m (10 minutes on foot)
  • Porto Montenegro — about 1–1.5 km
  • Supermarkets and shops — 200–500 m
  • Cafes and restaurants — 300–700 m
  • Knightsbridge International School — in the immediate vicinity
  • Tivat Airport — about 10 km

The area combines a peaceful residential atmosphere with proximity to key infrastructure facilities.

Investment potential:

The property has high investment value thanks to the unique possibility of dividing it into two independent apartments, allowing flexible use for living or renting out; its location near Porto Montenegro, sea view, and walking distance to the promenade ensure stable demand, while the “2 in 1” format makes the property especially attractive for investors focused on yield and diversification.

Amenities

Alarm systemAir conditioningParkingSea ViewFully furnishedTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€330,000
Property transfer tax
€13,500
€4,500 (3% × 150,000) + €9,000 (5% × 180,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€14,335
Estimated costs to purchase the propertyTotal: €344,335

Location

What's nearby

  • SchoolOŠ "Drago Milović"502 m
  • Kindergarten1.8 km
  • GroceriesSlatka kuća217 m
  • PharmacyApoteka Latkovich1.0 km
  • RestaurantGiardino172 m
  • Bus stop251 m
  • ATM1.3 km
  • AirportTivat Airport5.7 km
  • PortYacht club Delfin896 m
  • Sea200 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 200 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€330,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,642/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,695/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,722/mo
Monthly payment
€1,525
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€231,000
Total interest€134,879
Loan amount
€231,000
Total interest
€134,879
Total payment
€365,879

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€330,000
No. 2618