AI Summary

Spacious furnished apartment with an area of 90 m² in Tivat, just 200 meters from the sea, with a beautiful sea view and a convenient location near Porto Montenegro. The layout includes 4 rooms, 2 bedrooms, 2 bathrooms, a terrace, air conditioning, an alarm system, and parking — an excellent option for comfortable living or a profitable investment.

Apartment in Tivat No. 2618

Tivat · Bay of Kotor
330 000 €
View: Sea view

Details

Area
90 м²
Rooms
4
Bedrooms
2
Bathrooms
2
Floor
2/?
Parking
Yes
To sea
200 m

Description

We offer for sale an apartment of 90 m², located on the second floor of a small residential building in the Donja Lastva area of Tivat, near Porto Montenegro.

The apartment is a combined space of two separate units (38 m² and 52 m²), which remain separate in the documents. The doorway has been preserved, making it easy to restore the original layout if needed and use the property as two independent apartments.

Main features:

  • Area: 90 m²
  • Bedrooms: 2
  • Bathrooms: 2
  • Walk-in closet: yes
  • Terraces: 2 large terraces with frontal sea view
  • Floor: 2
  • Parking: 1 space in front of the building
  • Condition: furnished and equipped
  • Feature: possibility to divide into 2 apartments

The layout includes a living room with a kitchen and dining area, two bedrooms, two bathrooms, a spacious walk-in closet, and two large terraces with frontal sea views. The apartment is fully furnished and equipped with all necessary appliances, ready to move in.

About the building:

The small residential building is located on a hill in a quiet residential area. Parking is provided in front of the building and is available only to residents.

Location:

The apartment is located in the Donja Lastva area, within walking distance of the sea and close to the prestigious Porto Montenegro area.

  • Beach and promenade — about 800–1000 m (10 minutes on foot)
  • Porto Montenegro — about 1–1.5 km
  • Supermarkets and shops — 200–500 m
  • Cafes and restaurants — 300–700 m
  • Knightsbridge International School — in the immediate vicinity
  • Tivat Airport — about 10 km

The area combines a peaceful residential atmosphere with proximity to key infrastructure facilities.

Investment potential:

The property has high investment value thanks to the unique possibility of dividing it into two independent apartments, allowing flexible use for living or renting out; its location near Porto Montenegro, sea view, and walking distance to the promenade ensure stable demand, while the “2 in 1” format makes the property especially attractive for investors focused on yield and diversification.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
330 000 €
Real estate transfer tax
13 500 €
4 500 € (3% × 150 000) + 9 000 € (5% × 180 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs14 301 €
Estimated costs to purchase the propertyTotal: 344 301 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 200 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€330,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,642/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,695/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,722/мес
Monthly payment
€1,525
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€231,000
Total interest€134,879
Loan amount
€231,000
Total interest
€134,879
Total payment
€365,879

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

330 000 €
2618