AI Summary

Discover a cozy two-bedroom apartment in a modern residential complex in Tivat, located just a few minutes from the sea. A well-thought-out layout with two bedrooms, a private terrace, and a parking space included in the price make this property an ideal choice for both living and investment in a promising 2027 project.

Apartment in Tivat #2793

Current as of July 14, 2026
Tivat · Bay of Kotor
199 008 €
View: Yard view, Garden view, Forest view, City view

Details

Area
50.25 м²
Rooms
3
Bedrooms
2
Bathrooms
1
Floor
2/5
Year built
2027
Parking
Yes
To sea
570 m

Description

photo of a typical apartment in the complexWe offer for sale an apartment in a residential complex in Tivat — Donja Lastva. The apartment is located in building UP4-B of the stepAMALTHEA residential complex — a mini-city of 16 buildings in Donja Lastva.

Main features:

  • Area: 50.28 m²
  • Floor: 2
  • Layout: 2 bedrooms (2+1)
  • Apartment price: €199,008 (includes an underground parking space — €18,000)
  • Planned completion of construction: 2027–2028 (to be confirmed for the specific building)

About the apartment:

The apartment features a classic layout in a Mediterranean style, using high-quality finishing materials. The apartment comes with an underground parking space in the building's private garage.

Location — Donja Lastva, Tivat:

  • school — OŠ «Drago Milović», ~190 m
  • restaurant — La Strada Restaurant Bar, ~170 m
  • supermarket — City market Tivat, ~290 m
  • sea, ~470 m
  • pharmacy — Apoteka Latkovich, ~600 m
  • port — Porto Montenegro, ~1.2 km
  • hospital, ~1.3 km
  • kindergarten, ~1.4 km
  • Tivat airport, ~5 km

Investment potential:

Donja Lastva remains one of the most sought-after areas of Tivat due to its proximity to Porto Montenegro — the marina around which the city's premium infrastructure is built. Buying an apartment during the construction phase provides an opportunity to enter the project at a price lower than the final market value, with potential for capital appreciation by the time the building is completed. The 2+1 layout and included parking space make this option convenient both for family living and for subsequent rental.

the price of apartments in the complex may change - please check for current pricing

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
199 008 €
Real estate transfer tax
6 950 €
4 500 € (3% × 150 000) + 2 450 € (5% × 49 008)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs7 626 €
Estimated costs to purchase the propertyTotal: 206 634 €

Location

What's nearby

  • SchoolOŠ "Drago Milović"230 m
  • Kindergarten1.4 km
  • GroceriesiDEA296 m
  • PharmacyApoteka Latkovich642 m
  • RestaurantLa Strada Restaurant Bar201 m
  • Bus stop342 m
  • ATM948 m
  • AirportTivat Airport5.2 km
  • PortYacht club Delfin667 m
  • Sea570 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 570 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€199,008
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€990/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,022/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,039/мес
Monthly payment
€919
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€139,306
Total interest€81,340
Loan amount
€139,306
Total interest
€81,340
Total payment
€220,646

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

199 008 €
2793