AI Summary

Discover the comfort of living in the modern residential complex stepAMALTHEA in the prestigious Tivat neighborhood of Donja Lastva. This stylish apartment with a cozy terrace and picturesque views of the city and mountains is an ideal choice for both personal residence and a profitable investment.

Apartment in Tivat #2795

Current as of July 14, 2026
Tivat · Bay of Kotor
186 563 €
View: City view, Yard view, Forest view

Details

Area
49.75 м²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
1/5
Year built
2027
Parking
Yes
To sea
570 m

Description

photo of a typical apartment in the complex

We offer for sale an apartment in a residential complex in Tivat — Donja Lastva. The apartment is located in building UP6-A of the stepAMALTHEA residential complex — a mini-city of 16 buildings in Donja Lastva.

Key features:

  • Area: 49.75 m²
  • Floor: 1
  • Layout: 1 bedroom (1+1)
  • Apartment price: €186,563 
  • Parking space: €30,000 (paid separately)
  • Planned completion: 2027–2028 (to be specified by building)

About the apartment:

The apartment features a classic layout in a Mediterranean style, using high-quality finishing materials.

Location — Donja Lastva, Tivat:

  • school — OŠ «Drago Milović», ~190 m
  • restaurant — La Strada Restaurant Bar, ~170 m
  • supermarket — City market Tivat, ~290 m
  • sea, ~470 m
  • pharmacy — Apoteka Latkovich, ~600 m
  • port — Porto Montenegro, ~1.2 km
  • hospital, ~1.3 km
  • kindergarten, ~1.4 km
  • Tivat Airport, ~5 km

Investment potential:

Donja Lastva remains one of the most sought-after areas of Tivat due to its proximity to Porto Montenegro — the marina around which the city's premium infrastructure is formed. Buying an apartment during the construction phase provides an opportunity to enter the project at a price lower than the final market value, with potential for capital appreciation by the time of completion. The ground floor location and compact 1+1 layout make this option convenient both for personal residence and for subsequent rental.

apartment prices in the complex may change - please verify current pricing

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
186 563 €
Real estate transfer tax
6 328 €
4 500 € (3% × 150 000) + 1 828 € (5% × 36 563)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs6 988 €
Estimated costs to purchase the propertyTotal: 193 551 €

Location

What's nearby

  • SchoolOŠ "Drago Milović"230 m
  • Kindergarten1.4 km
  • GroceriesiDEA296 m
  • PharmacyApoteka Latkovich642 m
  • RestaurantLa Strada Restaurant Bar201 m
  • Bus stop342 m
  • ATM948 m
  • AirportTivat Airport5.2 km
  • PortYacht club Delfin667 m
  • Sea570 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 570 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€186,563
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€928/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€958/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€974/мес
Monthly payment
€862
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€130,594
Total interest€76,253
Loan amount
€130,594
Total interest
€76,253
Total payment
€206,847

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

186 563 €
2795