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AI Summary

This stylish furnished apartment in Tivat with an area of 63 m² is ideally located within walking distance of the prestigious Porto Montenegro. Enjoy panoramic views of the sea, mountains, and city from your private terrace, as well as the benefits of living in a building with an elevator and parking.

ApartmentsNo. 2804
Verified
Verified against the cadastre

Apartment in Tivat No. 2804

Current as of September 4, 2026
Tivat · Bay of Kotor
€280,000
View: Sea view, Mountain view, City view

Details

Area
63 m²
Rooms
3
Bedrooms
2
Bathrooms
0
Floor
1/?
Parking
Yes
To sea
700 m

Description

We offer for sale a two-bedroom apartment in Tivat, within walking distance of Porto Montenegro — one of the most famous yacht resorts in the Adriatic.

Key features:

  • Area: 63 m²
  • Floor: 1
  • Bedrooms: 2
  • Bathroom: 1
  • Terrace: partial sea view (access from the living room and bedroom)
  • Condition: fully furnished
  • Garage parking space: €25,000 (additional)
  • Elevator in the building: yes

About the apartment:

The layout includes an open-plan living room with a kitchen and dining area, two bedrooms, a bathroom, and a terrace with a partial sea view. The apartment is sold furnished; the building is quiet and high-quality, featuring an elevator and a garage.

Location:

  • Porto Montenegro — approx. 650 m
  • iDEA — approx. 700 m
  • VOLI (Porto Montenegro) — approx. 900 m
  • VOLI (Tivat center) — approx. 950 m
  • Belane Beach — approx. 1.3 km
  • Tivat Airport — approx. 3 km

Investment potential:

An apartment within walking distance of Porto Montenegro is a format with high rental potential for both long-term tenants and tourists attracted by the yacht marina, restaurants, and infrastructure of one of the most premium addresses on the Montenegrin coast.

Amenities

IntercomAlarm systemAir conditioningSea ViewMountain viewCity viewManagement companyElevatorFully furnishedTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€280,000
Property transfer tax
€11,000
€4,500 (3% × 150,000) + €6,500 (5% × 130,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€11,772
Estimated costs to purchase the propertyTotal: €291,772

Location

What's nearby

  • SchoolOŠ "Drago Milović"1.0 km
  • Kindergarten602 m
  • Groceries237 m
  • PharmacyApoteka Latkovich531 m
  • RestaurantCoffee Novi244 m
  • Bus stop257 m
  • ATM611 m
  • AirportTivat Airport4.2 km
  • PortPine946 m
  • Sea700 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 700 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€280,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,393/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,438/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,461/mo
Monthly payment
€1,294
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€196,000
Total interest€114,443
Loan amount
€196,000
Total interest
€114,443
Total payment
€310,443

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€280,000
No. 2804