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AI Summary

A modern apartment in a new residential building in Tivat is for sale — just 400 meters from the sea! Spacious 2+1 layout with panoramic glazing, partial furnishing, and a garage as a gift — an ideal option for comfortable living by the coast.

ApartmentsNo. 2823

Apartment in Tivat No. 2823

Tivat · Bay of Kotor
€270,000
View: City view, Yard view, Mountain view

Details

Area
63 m²
Rooms
3
Bedrooms
2
Bathrooms
0
Year built
2025
Parking
Yes
To sea
400 m

Description

We offer for sale an apartment with modern finishes in a new residential building in Tivat, in the airport area — a quiet, peaceful location with good transport accessibility and proximity to the sea.

Key features

  • Area: 63 m²
  • Layout: 2 bedrooms + living room with kitchen (2+1)
  • Bathroom: 1
  • Balcony: yes
  • Parking: garage included in the price
  • Condition: new build, with finished finishes

About the apartment

The living room with kitchen is designed as a single space: light large-format porcelain stoneware with a marble effect, panoramic glazing with shutter blinds, a built-in kitchen with an oven, a hob, and space for a refrigerator. Each bedroom has an air conditioner; one of the bedrooms has direct access to the balcony. In the hallway, there is a built-in storage system with a clothes rail and drawers. 

Location

The building is located in a quiet area near Tivat airport, while the infrastructure is within walking distance:

  • HDL hypermarket — about 625 m
  • Tivat airport — about 650 m
  • Market Idea supermarket — about 735 m
  • private beach with pool (Beach Laguna) — about 550 m
  • Tivat center and Porto Montenegro marina — about 1.7–2.7 km (5–7 minutes by car)

Investment potential

The proximity to the airport makes this apartment a convenient option both for personal living with quick transfers during flights and for renting out — this area is consistently in demand among tenants working in aviation and tourism, as well as short-term guests for whom logistics are important. The presence of a garage adds liquidity to the property — for this market segment, this is a rare advantage that significantly simplifies future sale or rental.

Amenities

IntercomAlarm systemAir conditioningParkingCity viewManagement companyElevatorTerraceFurnished - partially

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€270,000
Property transfer tax
€10,500
€4,500 (3% × 150,000) + €6,000 (5% × 120,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€11,272
Estimated costs to purchase the propertyTotal: €281,272

Location

What's nearby

  • Kindergarten2.3 km
  • GroceriesPekara Davidovic71 m
  • PharmacyApoteka HELP2.1 km
  • RestaurantLaki277 m
  • Bus stop69 m
  • ATM331 m
  • AirportTivat Airport1.6 km
  • PortAeroport Marina1.5 km
  • Sea400 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 400 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€270,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,343/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,387/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,409/mo
Monthly payment
€1,247
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€189,000
Total interest€110,356
Loan amount
€189,000
Total interest
€110,356
Total payment
€299,356

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€270,000
No. 2823