AI Summary

Spacious two-bedroom apartment in a quiet area of Donja Lastva, just 140 meters from the sea, with views of the bay, mountains, and the city from the windows. Fully furnished modern interior is ready for move-in, and the complex's infrastructure with a pool, elevator, and parking will ensure comfortable living by the coast.

Apartment in Tivat №2835

Current as of August 21, 2026
Tivat · Bay of Kotor
260 000 €
View: Sea view, Mountain view, City view

Details

Area
52 м²
Rooms
3
Bedrooms
2
Bathrooms
1
To sea
140 m

Description

We offer for sale a two-bedroom apartment in Donja Lastva, a quiet coastal area of Tivat, just a few minutes' walk from the sea.

Key features:

  • Area: 52 m²
  • Bedrooms: 2
  • Bathrooms: 1
  • View: bay (from bedrooms), main road (living room)
  • Pool: in the complex
  • Parking space: available for separate purchase
  • Elevator: yes

About the apartment:

The apartment features a modern design and is sold fully furnished — ready for move-in or rental without additional investment. All necessary appliances are included: air conditioners in the rooms, stove, oven, refrigerator, dishwasher, and washing machine. The bedroom windows face the courtyard, while the living room windows face the main road.

Location:

  • Mini-market HDL — about 130 m
  • Sea — about 2–3 minutes on foot
  • iDEA — about 250 m
  • Donja Lastva Beach — about 250 m
  • Porto Montenegro — about 2.5 km
  • Tivat Airport — about 5 km
  • Podgorica Airport — about 2 hours by car

Investment potential:

An apartment with a bay view in a complex with a pool, within walking distance of the sea and developed infrastructure — a convenient option both for permanent residence and for rental in an area with high demand due to its proximity to Porto Montenegro.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
260 000 €
Real estate transfer tax
10 000 €
4 500 € (3% × 150 000) + 5 500 € (5% × 110 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs10 738 €
Estimated costs to purchase the propertyTotal: 270 738 €

Location

What's nearby

  • SchoolOŠ "Drago Milović"382 m
  • Kindergarten1.7 km
  • GroceriesSlatka kuća64 m
  • PharmacyApoteka Latkovich920 m
  • Restaurant102 m
  • Bus stop98 m
  • ATM1.2 km
  • AirportTivat Airport5.5 km
  • PortYacht club Delfin746 m
  • Sea140 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 140 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€260,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,293/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,336/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,357/мес
Monthly payment
€1,201
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€182,000
Total interest€106,269
Loan amount
€182,000
Total interest
€106,269
Total payment
€288,269

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

260 000 €
2835