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AI Summary

Spacious two-bedroom apartment in a quiet area of Donja Lastva, just 140 meters from the sea, with views of the bay, mountains, and the city from the windows. Fully furnished modern interior is ready for move-in, and the complex's infrastructure with a pool, elevator, and parking will ensure comfortable living by the coast.

ApartmentsNo. 2835

Apartment in Tivat No. 2835

Current as of August 25, 2026
Tivat · Bay of Kotor
€260,000
View: Sea view, Mountain view, City view

Details

Area
52 m²
Rooms
3
Bedrooms
2
Bathrooms
1
To sea
140 m

Description

We offer for sale a two-bedroom apartment in Donja Lastva, a quiet coastal area of Tivat, just a few minutes' walk from the sea.

Key features:

  • Area: 52 m²
  • Bedrooms: 2
  • Bathrooms: 1
  • View: bay (from bedrooms), main road (living room)
  • Pool: in the complex
  • Parking space: available for separate purchase
  • Elevator: yes

About the apartment:

The apartment features a modern design and is sold fully furnished — ready for move-in or rental without additional investment. All necessary appliances are included: air conditioners in the rooms, stove, oven, refrigerator, dishwasher, and washing machine. The bedroom windows face the courtyard, while the living room windows face the main road.

Location:

  • Mini-market HDL — about 130 m
  • Sea — about 2–3 minutes on foot
  • iDEA — about 250 m
  • Donja Lastva Beach — about 250 m
  • Porto Montenegro — about 2.5 km
  • Tivat Airport — about 5 km
  • Podgorica Airport — about 2 hours by car

Investment potential:

An apartment with a bay view in a complex with a pool, within walking distance of the sea and developed infrastructure — a convenient option both for permanent residence and for rental in an area with high demand due to its proximity to Porto Montenegro.

Amenities

IntercomAlarm systemAir conditioningParkingSea ViewMountain viewCity viewManagement companyElevatorSwimming poolFully furnishedTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€260,000
Property transfer tax
€10,000
€4,500 (3% × 150,000) + €5,500 (5% × 110,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€10,756
Estimated costs to purchase the propertyTotal: €270,756

Location

What's nearby

  • SchoolOŠ "Drago Milović"382 m
  • Kindergarten1.7 km
  • GroceriesSlatka kuća64 m
  • PharmacyApoteka Latkovich920 m
  • Restaurant102 m
  • Bus stop98 m
  • ATM1.2 km
  • AirportTivat Airport5.5 km
  • PortYacht club Delfin746 m
  • Sea140 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 140 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€260,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,293/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,336/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,357/mo
Monthly payment
€1,201
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€182,000
Total interest€106,269
Loan amount
€182,000
Total interest
€106,269
Total payment
€288,269

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€260,000
No. 2835