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AI Summary

Spacious two-bedroom apartment with sea and mountain views in the modern residential complex Donja Lastva, just 410 meters from the coast. Cozy terrace, air conditioning and elevator create comfort for living, and cafes and shops on the ground floors add convenience. Ideal option for those who value tranquility and proximity to Porto Montenegro!

ApartmentsNo. 2872

Apartment in Tivat No. 2872

Current as of August 31, 2026
Tivat · Bay of Kotor
€244,000
View: Sea view, Mountain view, City view

Details

Area
61 m²
Rooms
3
Bedrooms
2
Bathrooms
2
Floor
4/5
Year built
2026
To sea
410 m

Description

We offer for sale a two-bedroom apartment in a residential complex in Donja Lastva — 500 meters from the sea, with a sea view, in a quiet area near Porto Montenegro.

Key features:

  • Area: 61 m²
  • Floor: 4 out of 5
  • Bedrooms: 2
  • Bathrooms: 2
  • View: sea

About the complex:

A gated residential complex in Mediterranean style in Donja Lastva. On the ground level of each building, commercial spaces are provided — cafes, restaurants, and shops right on the premises.

Location:

  • School OŠ «Drago Milović» — about 190 m
  • Supermarket City Market Tivat — about 290 m
  • Sea — about 470 m
  • Porto Montenegro — about 1.2 km
  • Tivat Airport — about 5 km

Investment potential:

Donja Lastva maintains steady demand largely due to Porto Montenegro — a premium marina with yachts, restaurants, and boutiques 1.2 km from the house. A two-bedroom, two-bathroom apartment on the 4th floor with a sea view in such an area is a format that works equally well as family housing and as an asset for short-term rental to tourists flying directly to Tivat.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€244,000
Property transfer tax
€9,200
€4,500 (3% × 150,000) + €4,700 (5% × 94,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€9,941
Estimated costs to purchase the propertyTotal: €253,941

Location

What's nearby

  • SchoolOŠ "Drago Milović"238 m
  • Kindergarten1.4 km
  • GroceriesiDEA314 m
  • PharmacyApoteka Latkovich630 m
  • RestaurantLa Strada Restaurant Bar188 m
  • Bus stop361 m
  • ATM940 m
  • AirportTivat Airport5.2 km
  • PortYacht club Delfin669 m
  • Sea410 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 410 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€244,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,214/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,253/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,273/mo
Monthly payment
€1,127
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€170,800
Total interest€99,729
Loan amount
€170,800
Total interest
€99,729
Total payment
€270,529

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€244,000
No. 2872