AI Summary

A cozy apartment in a new residential complex in Donja Lastva is for sale, just 510 meters from the sea. A spacious terrace on the attic floor opens up magnificent views of the sea, mountains, and the city, while the gated area with an elevator and underground parking ensures comfort and safety. An ideal option for living by the sea or investing in Montenegro real estate.

Apartment in Tivat №2875

Current as of September 8, 2026
Tivat · Bay of Kotor
204 000 €
View: Sea view, Mountain view, City view

Details

Area
51 м²
Rooms
3
Bedrooms
2
Bathrooms
1
Floor
5/5
Year built
2026
To sea
510 m

Description

We offer for sale an apartment in a new complex in Donja Lastva — a quiet coastal area of Tivat within walking distance from the sea.

Key features:

  • Bedrooms: 2
  • Bathrooms: 1 
  • Total area: 51 m²
  • Floor: 5th (attic)
  • Terraces: 1
  • Orientation: south, sea view
  • Heating: underfloor heating
  • Parking: underground garage

About the complex:

Gated residential complex in Mediterranean style in Donja Lastva. On the ground floor of each building there are commercial premises — cafes, restaurants and shops right on the territory, and on the basement floor — underground garages. The buyer is exempt from paying the property transfer tax (3%).

Location:

  • Supermarket City 50 — ~474 m
  • To the sea — 500 m
  • Supermarket iDEA — ~556 m
  • Supermarket mini HDL — ~558 m
  • Beach 5C — ~848 m
  • Donja Lastva Beach — ~857 m
  • Tivat center — 2 km
  • Tivat Airport — 5 km

Investment potential:

Attic apartment with two bedrooms and sea view in a developing area of Tivat near the airport and city center — a convenient format both for own living and for renting out to tourists and employees of the nearby airport infrastructure. Exemption from property transfer tax reduces the financial burden when purchasing, and proximity to the sea and supermarkets supports the liquidity of the property on the secondary market after the building is commissioned.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
204 000 €
Real estate transfer tax
7 200 €
4 500 € (3% × 150 000) + 2 700 € (5% × 54 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs7 875 €
Estimated costs to purchase the propertyTotal: 211 875 €

Location

What's nearby

  • SchoolOŠ "Drago Milović"230 m
  • Kindergarten1.4 km
  • GroceriesiDEA296 m
  • PharmacyApoteka Latkovich642 m
  • RestaurantLa Strada Restaurant Bar201 m
  • Bus stop342 m
  • ATM948 m
  • AirportTivat Airport5.2 km
  • PortYacht club Delfin667 m
  • Sea510 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 510 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€204,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,015/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,048/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,065/мес
Monthly payment
€942
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€142,800
Total interest€83,380
Loan amount
€142,800
Total interest
€83,380
Total payment
€226,180

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

204 000 €
2875