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AI Summary

Spacious three-bedroom apartment in a new 2022 building in the picturesque Gornji Kalampan, just 560 meters from the sea. A large 25 m² terrace with stunning views of the bay, mountains, and city will become your favorite place for relaxation. Fully furnished, with parking and storage — ready to move in!

ApartmentsNo. 2906

Apartment in Tivat No. 2906

Current as of September 29, 2026
Tivat · Bay of Kotor
€285,000
View: Sea view, Mountain view, City view

Details

Area
63 m²
Rooms
4
Bedrooms
3
Bathrooms
1
Floor
2/4
Year built
2022
Parking
Yes
To sea
560 m

Description

We offer for sale a three-bedroom apartment on the second floor of a small residential building with 8 apartments in Gornji Kalamn, Tivat — featuring a large 25 m² terrace with bay views, fully furnished and ready for immediate occupancy.

Main features:

  • Area: 63 m² + 25 m² terrace
  • Floor: 2nd out of 4
  • Bedrooms: 3
  • Bathroom: 1
  • Terrace: 25 m², bay view
  • Parking space: available
  • Storage room: available
  • Air conditioning: available
  • Condition: fully furnished, all necessary appliances included

About the apartment:

The layout includes a living room with an open-plan kitchen, three bedrooms, and a large terrace with views of the bay and mountains. The apartment is move-in ready or suitable for rental without additional investment.

Location:

  • Market Idea — approx. 680 m
  • HDL Hipermarket — approx. 690 m
  • Belane Beach — approx. 870 m
  • VOLI — approx. 1.1 km
  • Porto Montenegro — approx. 2.2 km
  • Tivat Airport — approx. 5 km
  • Podgorica Airport — approx. 1.5 hours by car

Investment potential:

Three bedrooms, a terrace with bay views, and full furnishing in a quiet residential area of Tivat, just a 10-minute drive from Porto Montenegro — a format in demand both among families seeking permanent residence and tourists flying directly into Tivat. A small building with only 8 apartments means fewer neighbors and greater privacy — an advantage that works in favor of the owner when renting out.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€285,000
Real estate transfer tax
€11,250
€4,500 (3% × 150,000) + €6,750 (5% × 135,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€12,004
Estimated costs to purchase the propertyTotal: €297,004

Location

What's nearby

  • SchoolOŠ "Drago Milović"2.2 km
  • Kindergarten1.0 km
  • GroceriesColor Shop384 m
  • PharmacyApoteka HELP861 m
  • RestaurantSidro551 m
  • Bus stopŽupa462 m
  • ATM705 m
  • AirportTivat Airport3.0 km
  • PortPine1.1 km
  • Sea560 m

Video3

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 560 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€285,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,418/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,464/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,487/mo
Monthly payment
€1,317
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€199,500
Total interest€116,487
Loan amount
€199,500
Total interest
€116,487
Total payment
€315,987

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€285,000
No. 2906