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AI Summary

Spacious apartment of 91 m² in Tivat — just 580 meters from the sea, on a closed and guarded territory with parking. Three bedrooms, terrace with views of the city and mountains, fully furnished and equipped — an ideal option for comfortable living or profitable rental.

ApartmentsNo. 2915
Verified
Verified against the cadastre

Apartment in Tivat No. 2915

Current as of September 30, 2026
Tivat · Bay of Kotor
€350,000
View: Mountain view, City view

Details

Area
91 m²
Rooms
4
Bedrooms
3
Bathrooms
1
Floor
1/?
Year built
2020
Parking
Yes
To sea
580 m

Description

We offer for sale a ground-floor apartment in a residential building in Tivat, located within a closed and guarded compound, featuring parking, a walk-in closet, and fully furnished.

Main features:

  • Area: 91 m²
  • Floor: 1 (the building has 2 levels below)
  • Rooms: 3
  • Bathroom: 1
  • Laundry room: combined with the toilet
  • Walk-in closet: yes
  • Terrace: yes
  • Parking: yes
  • Closed compound
  • Condition: fully furnished and equipped with appliances

Location:

  • HDL Hipermarket Tivat – approx. 280 m
  • Market Idea – approx. 320 m
  • Belane Beach – approx. 390 m
  • VOLI – approx. 750 m
  • Porto Montenegro – approx. 2 km
  • Tivat Airport — approx. 3 km

Investment potential:

Spacious three-room apartment with a walk-in closet and laundry room in a closed courtyard, just 400 meters from the beach—a configuration that is relatively rare in Tivat. Its proximity to the airport and Porto Montenegro ensures steady interest from both families seeking permanent residence and tourists looking for rental opportunities.

Amenities

Air conditioningParkingMountain viewCity viewFully furnishedTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€350,000
Real estate transfer tax
€14,500
€4,500 (3% × 150,000) + €10,000 (5% × 200,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€15,332
Estimated costs to purchase the propertyTotal: €365,332

Location

What's nearby

  • SchoolOŠ "Drago Milović"2.7 km
  • Kindergarten1.5 km
  • GroceriesDADI304 m
  • PharmacyApoteka HELP1.3 km
  • Restaurant1 Ciger & 1 Kebap223 m
  • Bus stop294 m
  • ATM293 m
  • AirportTivat Airport2.5 km
  • PortPine1.5 km
  • Sea580 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 580 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€350,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,741/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,798/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,827/mo
Monthly payment
€1,617
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€245,000
Total interest€143,054
Loan amount
€245,000
Total interest
€143,054
Total payment
€388,054

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€350,000
No. 2915