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AI Summary

Bright one-bedroom apartments in the Amalthea gated complex in Donja Lastva – just 450 meters from the sea and within walking distance of Porto Montenegro. The windows offer panoramic views of the sea, city, and mountains, while the spacious terrace is an ideal spot for morning coffee. The price includes finishing works and underground parking – the complex is scheduled to be completed in 2027–2028.

ApartmentsNo. 2974

Apartment in Tivat No. 2974

Current as of November 4, 2026
Tivat · Bay of Kotor
€225,000
View: Sea view, City view, Mountain view

Details

Area
45 m²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
4/5
Year built
2027
Parking
Yes
To sea
450 m

Description

We offer for sale a one-bedroom apartment in the Amalthea residential complex in Donja Lastva, Tivat — a closed mini-town of sixteen buildings with underground garages, within walking distance of the sea and Porto Montenegro.

Main features:

  • Area: 45 m²
  • Layout: 1 bedroom / 2 bathrooms
  • Floor: 4th out of 5
  • Condition: finished interior (included in the price)
  • Parking: underground garage (included in the price)
  • Planned completion: 2027–2028

About the apartment:

One-bedroom apartment on the fourth floor of a five-story building. High floor offers good views and less city noise. Finished interior and an underground parking space are included in the price: the buyer receives a ready-to-move-in property without additional expenses.

About the complex:

A closed residential complex of sixteen buildings in Donja Lastva. Apartments feature a classic layout in Mediterranean style using high-quality finishing materials. Each building has an underground garage. A significant portion of apartments was already sold during the construction phase, indicating high demand for the project.

Location:

  • Drago Milović Elementary School — ~190 m
  • Supermarket — ~290 m
  • Sea — ~470 m
  • Porto Montenegro — ~1.2 km
  • Tivat Airport — ~5 km

Investment potential:

Donja Lastva attracts buyers due to its proximity to Porto Montenegro, around which a premium urban infrastructure has developed. The complex of 16 buildings with various layouts and underground garages caters to several market segments — from compact studios to family-sized apartments. The sale of a significant portion of units during the construction phase confirms the project's liquidity.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€225,000
Property transfer tax
€8,250
€4,500 (3% × 150,000) + €3,750 (5% × 75,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€8,975
Estimated costs to purchase the propertyTotal: €233,975

Location

What's nearby

  • SchoolOŠ "Drago Milović"269 m
  • Kindergarten1.5 km
  • GroceriesHDL mini262 m
  • PharmacyApoteka Latkovich728 m
  • RestaurantLa Strada Restaurant Bar289 m
  • Bus stop290 m
  • ATM1.0 km
  • AirportTivat Airport5.3 km
  • PortYacht club Delfin715 m
  • Sea450 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 450 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€225,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,119/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,156/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,174/mo
Monthly payment
€1,039
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€157,500
Total interest€91,963
Loan amount
€157,500
Total interest
€91,963
Total payment
€249,463

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€225,000
No. 2974