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AI Summary

A bright and cozy 79 m² apartment in picturesque Tivat will become your ideal home just 650 meters from the Adriatic Sea. A spacious living room and two comfortable bedrooms create an atmosphere of harmony and comfort for a relaxing stay, priced at 250,000 euros. This is a great opportunity to purchase quality real estate in one of the most popular cities in Montenegro.

ApartmentsNo. 2151

Apartment in Tivat No. 2151

Tivat · Bay of Kotor
€250,000
View: Mountain view

Details

Area
79 m²
Bedrooms
2
Bathrooms
2
Floor
1/?
To sea
650 m
Price per m²
€3,165

Description

We offer a spacious apartment with an area of 79 m2 in the suburbs of Tivat. It is located on the south side, which makes it very sunny and bright. The apartment layout includes 2 bedrooms, 2 hallways, a kitchen combined with a dining area, a living room, a utility room, a bathroom and a toilet, and 2 terraces with an area of 10 m2. In addition, a storage space in the basement is provided.

The apartment has been renovated, and the kitchen is equipped with household appliances. The floors have underfloor heating, and air conditioners are also installed for a comfortable stay during the hot season. The apartment is partially furnished.

Nearby there are cafes, shops, and other urban infrastructure for a comfortable life. It is a 10-minute leisurely walk to the sea and the prestigious Porto Montenegro district.

Amenities

City viewAir conditioningFurnished - partiallyTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€250,000
Property transfer tax
€9,500
€4,500 (3% × 150,000) + €5,000 (5% × 100,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€10,241
Estimated costs to purchase the propertyTotal: €260,241

Location

What's nearby

  • SchoolOŠ "Drago Milović"1.2 km
  • Kindergarten351 m
  • GroceriesSnadbijevanje tivat87 m
  • PharmacyApoteka HELP440 m
  • RestaurantCoffee Novi297 m
  • Bus stop182 m
  • ATMBank Lovchen + ATM428 m
  • AirportTivat Airport4.0 km
  • PortPine691 m
  • Sea650 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 650 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€250,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,244/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,284/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,305/mo
Monthly payment
€1,155
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€175,000
Total interest€102,181
Loan amount
€175,000
Total interest
€102,181
Total payment
€277,181

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€250,000
€3,165/m²No. 2151