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AI Summary

Spacious 113 m² apartment in a modern residential complex in Tivat offers a comfortable layout with two bedrooms and three bathrooms. The apartment is filled with light thanks to the well-designed living room and cozy balcony, and the azure coastline is just 800 meters away — an ideal choice for living and relaxing by the sea.

ApartmentsNo. 2462

Apartment in Tivat No. 2462

Tivat · Bay of Kotor
€265,000
Price reduced −4%
€275,000→ €265,000
View: Sea view

Details

Area
113 m²
Rooms
3
Bedrooms
2
Bathrooms
1
Floor
3/4
Year built
2025
Parking
Yes
To sea
800 m
Price per m²
€2,434

Description

A spacious two-bedroom apartment of 113 m² for sale in Tivat.

The apartment is located on the first floor of a modern residential building, in a quiet and green area surrounded by a pine forest. It is an ideal place for those who value comfort, tranquility, and quality urban infrastructure.

You will be able to enjoy a high quality of life away from the hustle and bustle of the city, while maintaining convenient access to all necessary amenities. Nearby are grocery stores, cozy restaurants, clean beaches, and the picturesque promenade of one of the most prestigious yacht marinas in Europe — Porto Montenegro.

Tivat International Airport is located just 5 minutes away by car, making the location especially convenient for frequent trips.

By choosing Tivat as your new home, you open yourself up to the developed infrastructure of a modern resort, where every day is filled with impressions and comfort.

Apartment layout:a spacious living room with a dining area, kitchen, bedroom, bathroom, and terrace.

The apartment is ready to move in.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€265,000
Property transfer tax
€10,250
€4,500 (3% × 150,000) + €5,750 (5% × 115,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€11,006
Estimated costs to purchase the propertyTotal: €276,006

Location

What's nearby

  • Kindergarten2.8 km
  • Groceries194 m
  • PharmacyApoteka HELP2.6 km
  • RestaurantSpezza532 m
  • Bus stopSamcommerce514 m
  • ATM781 m
  • AirportTivat Airport1.4 km
  • PortAeroport Marina1.8 km
  • Sea800 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 800 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€265,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,318/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€1,361/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€1,383/mo
Monthly payment
€1,224
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€185,500
Total interest€108,312
Loan amount
€185,500
Total interest
€108,312
Total payment
€293,812

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€265,000
€2,434/m²No. 2462