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AI Summary

An exclusive 83 m² apartment in an elite residential complex in Tivat, just 100 meters from the sea. Spacious, bright rooms, a stylish kitchen, and a cozy balcony with a magnificent view create the perfect atmosphere for living, complemented by access to the complex’s private swimming pool.

No. 3001

Apartment in Porto Montenegro No. 3001

Tivat · Bay of Kotor
€820,000
View: Sea view

Details

Area
83 m²
Rooms
2
Bedrooms
1
Bathrooms
1
Floor
3/6
Year built
2019
To sea
100 m
Price per m²
€9,880

Description

Luxury one-bedroom apartment of 83 m² in the Elena building, located in the Porto Montenegro complex in Tivat, overlooking the pools and the marina.

It consists of a spacious living room with a dining area and kitchen, one bedroom, one bathroom, and a large 19 m² terrace with sea views. The price includes all built-in and movable furniture, as well as a 1 m² storage room.

BuildingElena— is one of the most sought-after in the complex thanks to its beautiful interior, architectural style, hotel-style apartments, and high rental potential.

The building features a swimming pool, gym, and 24-hour reception.

About the Porto Montenegro complex in Tivat

Porto Montenegro— a world-class marina and residential complex with exclusive residences, boutiques, hotels, and other facilities. Each building here has 24-hour reception, property management, security, a swimming pool, and a gym.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€820,000
Property transfer tax
€41,200
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €19,200 (6% × 320,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€42,538
Estimated costs to purchase the propertyTotal: €862,538

Location

What's nearby

  • SchoolOŠ "Drago Milović"948 m
  • Kindergarten401 m
  • GroceriesVOLI142 m
  • PharmacyMaxima308 m
  • RestaurantNavale11 m
  • Bus stopskola308 m
  • ATM154 m
  • AirportTivat Airport4.3 km
  • PortPorto Montenegro334 m
  • Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€820,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€4,079/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€4,212/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€4,280/mo
Monthly payment
€3,788
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€574,000
Total interest€335,155
Loan amount
€574,000
Total interest
€335,155
Total payment
€909,155

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€820,000
€9,880/m²No. 3001