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AI Summary

A luxurious 110 m² apartment in an elite residential complex in Tivat, located just 100 meters from the azure sea. The spacious apartment with two cozy bedrooms and a bright living room perfectly combines modern comfort and proximity to the coast, offering ideal conditions for premium living.

No. 3005

Apartment in Porto Montenegro No. 3005

Tivat · Bay of Kotor
€986,000
View: Sea view

Details

Area
110 m²
Rooms
3
Bedrooms
2
Bathrooms
2
Year built
2028
Parking
Yes
To sea
100 m
Price per m²
€8,964

Description

Two-bedroom apartment with panoramic sea view in Porto Montenegro — Vero Residence
  • Area: 110 m²
  • 2 bedrooms
  • 2 bathrooms
  • 1 garage
  • Under construction

The apartment consists of a spacious living room with a kitchen and dining area, two bedrooms, two bathrooms, and a terrace. The living room and one of the bedrooms have access to a terrace with sea view. The apartments will be equipped with a kitchen and built-in wardrobes.

Future owners will be able to choose custom furniture packages fromManor Interior Designat fixed prices until June 2026.

About Vero Residence:

The complex includes 155 modern apartments — from studios to three-bedroom penthouses, designed for different lifestyles. Vero combines functionality and aesthetics: a tranquil podium pool, four private entrances for convenience and privacy, an elegant central reception, a modern gym with professional equipment, and secure underground parking.

The ground floor features commercial spaces: boutiques and restaurants, creating an atmosphere of comfortable urban living. Vero and Versa residences are within walking distance of the shopping center, international school, medical center, cafes and restaurants with international cuisine, and just 50 meters from the sea.

Payment terms:

  • Reservation deposit: €10,000
  • Preliminary contract deposit: 10% (minus the reservation deposit)
  • First installment: 30% (minus the preliminary contract deposit)
  • Second and third installments: according to the construction structure, 25%
  • Final installment: 20% (end of 2028)

Garage space price: €50,000

About the Porto Montenegro complex

Porto Montenegro— a world-class marina and residential complex with exclusive residences, boutiques, hotels, and other facilities. Each building here has 24/7 reception, property management, security, a swimming pool, and a gym.

Amenities

Swimming poolCity viewMountain viewSea ViewIntercomAir conditioningElevatorParkingFirst lineReceptionGardenAlarm systemGymTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€986,000
Property transfer tax
€51,160
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €29,160 (6% × 486,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€52,671
Estimated costs to purchase the propertyTotal: €1,038,671

Location

What's nearby

  • SchoolOŠ "Drago Milović"624 m
  • Kindergarten673 m
  • GroceriesCity Market205 m
  • PharmacyApoteka Latkovich133 m
  • RestaurantD'Lirio210 m
  • Bus stopskola266 m
  • ATM209 m
  • AirportTivat Airport4.5 km
  • PortYacht club Delfin434 m
  • Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€986,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€4,905/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€5,065/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€5,146/mo
Monthly payment
€4,555
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€690,200
Total interest€403,003
Loan amount
€690,200
Total interest
€403,003
Total payment
€1,093,203

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€986,000
€8,964/m²No. 3005