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AI Summary

Luxurious one-bedroom apartment with an area of 81 sq. m, located just 100 meters from the azure coast of Tivat. It is the perfect combination of modern comfort, stylish architecture, and proximity to the city’s exclusive infrastructure, priced at 693,000 euros.

No. 3008

Apartment in Porto Montenegro No. 3008

Tivat · Bay of Kotor
€693,000
View: Sea view

Details

Area
81 m²
Rooms
2
Bedrooms
1
Bathrooms
2
Year built
2028
Parking
Yes
To sea
100 m
Price per m²
€8,556

Description

One-bedroom apartment with panoramic sea view in Porto Montenegro — Versa building in Tivat
  • Area: 81 m²
  • 1 bedroom
  • 1+1 bathroom
  • Garage
  • Partially furnished

The apartment consists of an open-plan living room with kitchen and dining area, one bedroom, one bathroom, a guest toilet, and a terrace. Both the living room and the bedroom have access to the terrace with sea view. The kitchen will be equipped, and a built-in wardrobe is provided.

Future owners will be able to choose furniture according to an individual design by Manor Interior Design at fixed prices until June 2026.

About the Versa Residences complex:

The new residence consists of 47 carefully designed apartments — studios, 1- and 2-bedroom apartments, created with an emphasis on comfort, harmony, and convenience. Residents can enjoy a podium-level swimming pool with sea view, a spacious reception area, and a professionally equipped gym, while on-site parking provides convenience and comfort.

Vero and Versa residences are within walking distance of the shopping center, international school, medical center, cafes, and restaurants serving international cuisine. The distance to the sea is only 50 m.

Payment plan:

  • Reservation deposit: 10,000 euros
  • Deposit under the preliminary contract: 10% (including the reservation deposit)
  • First installment: 30% (including the deposit)
  • Second and third installments: according to the construction schedule — 25%
  • Final installment: 20% (end of 2028)

The price of a garage space is 50,000 euros.

About the Porto Montenegro complex

Porto Montenegro— a world-class marina and residential complex with exclusive residences, boutiques, hotels, and other facilities. Each building here has 24/7 reception, property management, security, a swimming pool, and a gym.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€693,000
Property transfer tax
€33,580
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €11,580 (6% × 193,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€34,792
Estimated costs to purchase the propertyTotal: €727,792

Location

What's nearby

  • SchoolOŠ "Drago Milović"624 m
  • Kindergarten674 m
  • GroceriesCity Market205 m
  • PharmacyApoteka Latkovich133 m
  • RestaurantD'Lirio209 m
  • Bus stopskola267 m
  • ATM208 m
  • AirportTivat Airport4.5 km
  • PortYacht club Delfin434 m
  • Sea100 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€693,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€3,447/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€3,560/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€3,617/mo
Monthly payment
€3,201
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€485,100
Total interest€283,247
Loan amount
€485,100
Total interest
€283,247
Total payment
€768,347

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€693,000
€8,556/m²No. 3008