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AI Summary

A luxurious 152 m² residence in an elite residential complex in Tivat is located just 20 meters from the azure sea. Panoramic windows offer breathtaking views, and the spacious layout with two cozy bedrooms and four terraces creates ideal conditions for coastal living.

No. 3024

Apartment in Porto Montenegro No. 3024

Tivat · Bay of Kotor
€1,350,000
View: Sea view

Details

Area
152 m²
Rooms
3
Bedrooms
2
Bathrooms
3
Floor
2/6
Year built
2019
Parking
Yes
To sea
20 m
Price per m²
€8,882

Description

Spacious two-bedroom apartment with sea view in the Elena building, Porto Montenegro, in Tivat
  • 2 bedrooms
  • 2 + 1 bathrooms
  • Area: 152 m²
  • Fully furnished

The apartment includes: a spacious living room with dining area and kitchen, two bedrooms with en suite bathrooms (connected to the bedroom), a guest bathroom, and two terraces with a total area of 47 m². The price includes a 3 m² storage room.

Elena building— one of the newest and most sought-after in Porto Montenegro thanks to its elegant interior, modern construction style, hotel-style apartments, and excellent rental potential.

About the Porto Montenegro complex in Tivat

Porto Montenegro— a world-class marina and residential complex with exclusive residences, boutiques, hotels, and other facilities. Each building here has

Amenities

Swimming poolCity viewMountain viewSea ViewIntercomAir conditioningElevatorFully furnishedParkingFirst lineReceptionGardenAlarm systemGymTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€1,350,000
Property transfer tax
€73,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €51,000 (6% × 850,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€74,905
Estimated costs to purchase the propertyTotal: €1,424,905

Location

What's nearby

  • SchoolOŠ "Drago Milović"937 m
  • Kindergarten408 m
  • GroceriesVOLI131 m
  • PharmacyMaxima319 m
  • RestaurantNavale0 m
  • Bus stopskola302 m
  • ATM143 m
  • AirportTivat Airport4.3 km
  • PortPorto Montenegro337 m
  • Sea20 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 20 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,350,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€6,716/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€6,935/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€7,046/mo
Monthly payment
€6,237
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€945,000
Total interest€551,780
Loan amount
€945,000
Total interest
€551,780
Total payment
€1,496,780

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€1,350,000
€8,882/m²No. 3024