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AI Summary

Luxury 77 m² apartment in an elite residential complex in Tivat, just 20 meters from the water’s edge. This stylish apartment with a spacious living room, a cozy bedroom, and a panoramic balcony offers unique comfort, complemented by access to the complex’s private swimming pool. The perfect combination of a premium location and an atmosphere of privacy for those who appreciate life on the coast for 620,000 EUR.

No. 3025

Apartment in Porto Montenegro No. 3025

Tivat · Bay of Kotor
€620,000
View: Sea view

Details

Area
77 m²
Rooms
2
Bedrooms
1
Bathrooms
1
Year built
2015
Parking
Yes
To sea
20 m
Price per m²
€8,052

Description

Furnished one-bedroom apartment with a side sea view — Ksenija building, Porto Montenegro, in Tivat

  • 1 bedroom
  • 1 bathroom
  • Area: 77 m²
  • Fully furnished

The apartment includes: a living room, a kitchen with a dining area, a bedroom, a bathroom, and a terrace with a side sea view.

Ksenija building— one of the most prestigious in Porto Montenegro thanks to its style and quality of construction, with two beautiful swimming pools and views of the promenade, the islandof Saint Markand the sea.

About the Porto Montenegro complex

Porto Montenegro— a world-class marina and residential complex with exclusive residences, boutiques, hotels, and other amenities. Each building here has 24/7 reception, property management, security, a swimming pool, and a gym.

Amenities

Swimming poolCity viewMountain viewSea ViewIntercomAir conditioningElevatorFully furnishedParkingFirst lineReceptionGardenAlarm systemGymTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€620,000
Property transfer tax
€29,200
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €7,200 (6% × 120,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€30,334
Estimated costs to purchase the propertyTotal: €650,334

Location

What's nearby

  • SchoolOŠ "Drago Milović"1.3 km
  • Kindergarten332 m
  • GroceriesPortokali Healthy Food Concept71 m
  • PharmacyMaxima94 m
  • RestaurantMa Cherie21 m
  • Bus stopTivat - ul. Palih boraca492 m
  • ATMAdriatic Bank42 m
  • AirportTivat Airport4.0 km
  • PortPine198 m
  • Sea20 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 20 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€620,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€3,084/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€3,185/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€3,236/mo
Monthly payment
€2,864
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€434,000
Total interest€253,410
Loan amount
€434,000
Total interest
€253,410
Total payment
€687,410

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€620,000
€8,052/m²No. 3025