AI Summary

Discover life in a premium complex in Sveti Stefan with breathtaking panoramic views of the Adriatic Sea. These modern apartments combine a high level of service, a private swimming pool, a gym, and a convenient location just 500 meters from the coast.

Apartments in Sveti Stefan #2736

Current as of June 15, 2026
Sveti Stefan · Budva Riviera
from283 500 €
View: Sea view

Details

Area
40.5–72.5 м²
Rooms
1
Bathrooms
1
Year built
2026
Parking
Yes
To sea
500 m

Description

We offer for sale studios in a premium residential complex in the Sveti Stefan area, one of the most prestigious locations on the coast of Montenegro. The project combines modern architecture, a high level of service, and unique views of the Adriatic Sea.

Key features of typical apartments:

  • Property type: studio
  • Number of bathrooms: 1
  • Apartment area: from 40.5 m² to 72.5 m²
  • Living area: from 24.3 m² to 48.5 m²
  • Terrace area: from 0 m² to 25.1 m²
  • Floors: 0–3

About the apartment:

The complex features modern studios with well-thought-out layouts and panoramic glazing. Depending on the chosen residence, the apartments have spacious terraces with views of the sea and the surrounding nature of the Budva Riviera.

The layouts provide for a comfortable open-plan living area, space for a kitchen and dining area, a full bathroom, and functional storage systems. The apartments are suitable for personal use, seaside vacations, and generating rental income.

Complex infrastructure:

  • Panoramic pool with views of the sea and Sveti Stefan
  • Bar
  • SPA area
  • Relaxation terraces
  • Private territory of about 10,000 m²
  • Professional hotel management
  • Golf cart shuttle to the beach
  • Yachting opportunities
  • Fishing and sea recreation

Location:

  • Sveti Stefan is one of the most prestigious resorts in Montenegro
  • Sveti Stefan and Przno beaches are in the immediate vicinity
  • Milocer Park is nearby
  • Promenade, restaurants, and beach clubs are nearby
  • Budva is about 10–15 minutes by car
  • Tivat Airport is about 35 minutes by car

Investment potential:

Real estate in the Sveti Stefan area is among the most liquid and sought-after assets on the Montenegrin market. The limited number of new projects, high rental demand, and the prestige of the location ensure good prospects for capital preservation and stable income from short-term rentals. Thanks to the hotel infrastructure and professional management, the complex is particularly interesting to investors focused on premium resort real estate.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
283 500 €
Real estate transfer tax
11 175 €
4 500 € (3% × 150 000) + 6 675 € (5% × 133 500)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs11 929 €
Estimated costs to purchase the propertyTotal: 295 429 €

Location

Video

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 500 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€283,500
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,410/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,456/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,480/мес
Monthly payment
€1,310
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€198,450
Total interest€115,874
Loan amount
€198,450
Total interest
€115,874
Total payment
€314,324

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

283 500 €
2736