AI Summary

Exclusive apartments in a premium residential complex in Tivat — an ideal choice for seaside living. Panoramic views of the sea, mountains, and city, private terrace, underground parking, and developed infrastructure (pool, gym, security) provide impeccable comfort. Invest in real estate with flawless service and layouts from 25 to 124 m².

SaleResidential complexesApartments#2659

Apartments in Tivat No. 2659

Tivat · Bay of Kotor
from€108,300
View: Sea view, Mountain view, City view

Details

Area
24.94–124.78 m²
Rooms
1–3
Bedrooms
0–2
Bathrooms
1–2
Year built
2026
Parking
Yes
To sea
800 m
Tivat Gardens
Part of projectResidential complex

Tivat Gardens

Tivat
1 unit in the project
Open
Inside the project

Description

Photo of a standard apartment in the complex

We offer for sale apartments in a premium residential complex located in one of the most sought-after areas of Tivat. The complex combines modern architecture, a high level of service, and well-thought-out layouts, making it attractive both for living and for investment.

Key features: 

  • Area: from 25 to 124 m²
  • Bedrooms: from 0 to 2
  • Rooms: from 1 to 3
  • Bathrooms: from 1 to 2
  • Number of floors: 5 floors (including penthouses)
  • Terraces: sea, city, and mountain views
  • Additional: in select apartments, green terraces and a usable roof
  • Condition: new construction

About the apartment: 

The apartments in the complex feature modern and functional layouts. The space is organized with an emphasis on comfort and natural lighting – living rooms are combined with kitchen and dining areas, while bedrooms are separate. Large panoramic windows and terraces expand the living space and create a sense of openness. Some apartments include green terraces or roof access, allowing for a private relaxation area. All apartments are delivered turnkey with finished finishes, installed kitchen, plumbing, and appliances.

About the complex: 

A gated residential complex with a "city within a city" concept, focused on comfortable living and recreation. The complex includes:

  • outdoor swimming pool and relaxation areas
  • SPA complex (sauna, steam room, massage rooms)
  • fitness center and yoga space
  • cafe, mini-market, and bakery
  • beauty salon
  • children's playgrounds and leisure areas
  • underground and surface parking, electric vehicle charging stations
  • 24/7 security, video surveillance, and concierge service
  • management company and rental service

Location: 

The complex is located in Tivat, in a quiet green area near the city park and within walking distance of Porto Montenegro – one of the most prestigious marinas on the Adriatic.

  • Porto Montenegro – about 5–10 minutes
  • Tivat city center – 5 minutes
  • Knightsbridge International School – within walking distance
  • Tivat Airport – about 10 minutes
  • Cafes, restaurants, and shops – nearby

Investment potential: 

The apartments are suitable both for personal living and for rental. Tivat is one of the fastest-growing cities in Montenegro, and proximity to Porto Montenegro ensures high rental demand and stable property value growth.

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Amenities

IntercomAlarm systemAir conditioningParkingCity viewMountain viewSea ViewManagement companyGymSwimming poolElevatorFurnished - partiallyTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€108,300
Real estate transfer tax
€3,249
€3,249 (3% × 108,300)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€3,830
Estimated costs to purchase the propertyTotal: €112,130

Location

What's nearby

  • SchoolOŠ "Drago Milović"1.0 km
  • Kindergarten567 m
  • Groceries207 m
  • PharmacyApoteka Latkovich535 m
  • RestaurantCoffee Novi222 m
  • Bus stop224 m
  • ATM594 m
  • AirportTivat Airport4.2 km
  • PortPine910 m
  • Sea800 m

Video

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 800 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€108,300
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€539/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€556/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€565/mo
Monthly payment
€500
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€75,810
Total interest€44,265
Loan amount
€75,810
Total interest
€44,265
Total payment
€120,075

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€108,300
№ 2659