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AI Summary

A spacious three-room apartment with an area of 130 sq. m in Budva is the perfect choice for comfortable living just 400 meters from the azure sea. Bright and cozy interiors are complemented by a functional layout, and the proximity to the coast will allow you to enjoy the Mediterranean climate every day.

ApartmentsNo. 2574Price reduced

Penthouse in Budva No. 2574

Budva · Budva Riviera, Žrtava Fašizma, 85311 Budva, Montenegro
€399,000
Price reduced −8%
€435,000→ €399,000
View: Mountain view, City view, Sea view

Details

Area
130 m²
Bedrooms
3
Bathrooms
2
Floor
6/6
Year built
2020
Parking
Yes
To sea
400 m
Price per m²
€3,346

Description

We offer for sale an exclusive premium-class penthouse in the center of Budva.Main features:

  • Total area: 130 m²
  • Gallery: 25 m² (for an office, storage, or lounge area)
  • Top floor, with no neighbors above
  • Bedrooms: 3
  • Bathrooms: 2 (with windows)
  • Terraces: 3
  • Garages: 2
  • Storage rooms: 2 (can be combined into one)

Features and amenities:

  • Spacious living-dining room
  • 3 bedrooms
  • 2 bathrooms
  • 3 terraces
  • High ceilings
  • Panoramic windows
  • Modern design and bright interiors
  • Fully ready for living

LocationAn elite area in the center of Budva with convenient access to the city infrastructure.

  • To Slovenska plaža beach: ≈ 400 m (5 minutes on foot)
  • To Budva Old Town: ≈ 800 m (10 minutes on foot)
  • To TQ Plaza shopping center: ≈ 600 m (7–8 minutes on foot)
  • Supermarkets, restaurants, boutiques: within 200–500 m

Rental potential:The penthouse is suitable for rental thanks to its panoramic views and location. It is an ideal option for income from long-term or seasonal rental.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€399,000
Property transfer tax
€16,950
€4,500 (3% × 150,000) + €12,450 (5% × 249,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€17,848
Estimated costs to purchase the propertyTotal: €416,848

Location

What's nearby

  • SchoolE-Gimnazija796 m
  • KindergartenObdanište320 m
  • GroceriesStella Market96 m
  • PharmacyTea Medica 2783 m
  • HospitalDom zdravlja808 m
  • RestaurantMašta Bašta Coffee Bar65 m
  • Bus stop192 m
  • ATM103 m
  • AirportTivat Airport16.1 km
  • PortMarina Budva1.6 km
  • Sea400 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 400 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€399,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€1,985/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,050/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,082/mo
Monthly payment
€1,843
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€279,300
Total interest€163,082
Loan amount
€279,300
Total interest
€163,082
Total payment
€442,382

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€399,000
€3,346/m²No. 2574