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AI Summary

Exclusive 160 m² penthouse in the landmark Montefish residential building — the ideal choice for those who value comfort and status in the very heart of Budva. A spacious terrace with panoramic views of the city and mountains, three bedrooms and full furnishings create the atmosphere of a move-in-ready resort home just 380 meters from the sea. Enjoy the perfect balance between the dynamism of city life and Mediterranean relaxation for 1,400,000 EUR.

ApartmentsNo. 2994

Penthouse in Budva No. 2994

Current as of November 12, 2026
Budva · Budva Riviera
€1,400,000
View: Mountain view, City view

Details

Area
160 m²
Rooms
5
Bedrooms
3
Floor
7/7
Parking
Yes
To sea
380 m

Description

We offer for sale an exclusive penthouse of 160 m² in the Montefish residential building, one of the most prominent buildings in the center of Budva. Located in the very heart of the city, within walking distance from the Old Town, the waterfront, and beaches, it offers an ideal balance between urban life and holiday relaxation. The penthouse is already furnished with full attention to detail and is ready for immediate occupancy.

Main features:

  • Area: 160 m²
  • Large balcony-dining area
  • Bedrooms: 3
  • Floor: penthouse
  • View: mountains and city
  • Furniture: fully furnished
  • Garage: underground closed garage with private EV charging (included in the price)

About the apartment:

The penthouse, with ceilings up to 4 meters high, occupies an entire floor and offers panoramic views of the mountains and the lights of Budva. The spacious balcony is designed as a full-fledged outdoor dining area—an ideal spot for breakfasts and evening dinners. The penthouse features a private sauna and jacuzzi, creating a private spa atmosphere right at your home. A wine cellar for 1,000 bottles makes this property a truly unique offering for connoisseurs. The object is fully furnished. The price includes an underground closed garage with private charging for electric vehicles of any brand.

Location:

  • ~200 m — Aroma Market (supermarket)
  • ~250 m — Megamarket (supermarket)
  • ~650 m — VOLI (supermarket)
  • ~1 km — Old Town of Budva
  • ~1.2 km — Mogren 2 Beach

Investment potential:

The penthouse, with its unique set of features—sauna, jacuzzi, 4-meter ceilings, wine cellar, and underground garage with EV charging—represents a proposal with no direct analogues on the Budva market. Its central location, panoramic views, and premium level of equipment ensure consistently high demand from both buyers and tenants: properties of this class lead in profitability in the short-term rental segment.

Amenities

IntercomAir conditioningParkingMountain viewCity viewManagement companyElevatorFully furnishedTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€1,400,000
Property transfer tax
€76,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €54,000 (6% × 900,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€77,952
Estimated costs to purchase the propertyTotal: €1,477,952

Location

What's nearby

  • SchoolAdriatic College613 m
  • KindergartenFiksiklub134 m
  • GroceriesMianja Cetinje140 m
  • PharmacyPopović99 m
  • HospitalDom zdravlja482 m
  • RestaurantRestaurant Aquarius133 m
  • Bus stopOpština154 m
  • ATM60 m
  • AirportTivat Airport16.1 km
  • PortMarina Budva637 m
  • Sea380 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 380 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,400,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€6,965/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€7,192/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€7,307/mo
Monthly payment
€6,468
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€980,000
Total interest€572,216
Loan amount
€980,000
Total interest
€572,216
Total payment
€1,552,216

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€1,400,000
No. 2994