AI Summary

Exclusive penthouse in an elite residential complex on the shore of the Bay of Kotor: panoramic views of the sea, mountains, and the city from a spacious terrace of 31 m². Ideal location - just 110 meters to the sea, and a gated area with a pool and elevator guarantees comfort and safety. A unique offer for connoisseurs of luxurious living by the water at a price of €460,000.

Penthouse in Orahovac No. 2846

Current as of August 21, 2026
Orahovac · Bay of Kotor
460 000 €
View: Sea view, Mountain view, City view, Panoramic view

Details

Area
55.39 м²
Rooms
3
Bedrooms
2
Bathrooms
2
Floor
3/3
Year built
2026
Parking
Yes
To sea
110 m

Description

We offer for sale a two-bedroom penthouse on the top floor of a gated residential complex on the shore of the Bay of Kotor — with a spacious open terrace and panoramic sea views.

Key features:

  • Total apartment area: 55.39 m²
  • Open terrace: 31.28 m² (additional, not included in the apartment area)
  • Floor: 2nd (top, attic level of the complex)
  • Layout: 2 bedrooms, 1 bathroom + separate toilet, hallway with wardrobe, additional dressing area (dressing room), combined day zone
  • Permanent, unobstructed sea view
  • Gated secure territory with pool, elevator, and underground parking (parking space purchased separately, €30,000)

About the apartment:

Full two-bedroom layout with thoughtful separation of private and common areas: two bedrooms (9.75 m² and 11.35 m²), a spacious day zone of 19.20 m² combining kitchen, living room, and dining area. The bathroom is divided into a bathroom and a separate toilet — convenient for family living. An additional dressing area (dressing room) on the way from the hallway to the bedrooms adds functionality. The main feature of the apartment is an open terrace of 31.28 m², adjacent to the day zone and extending the living space outdoors, with panoramic views of the bay. The location on the top floor of the complex ensures the most open view. Construction uses natural materials and energy-efficient systems.

Location:

  • Grota Beach Bar & Restaurant — about 150 m
  • Orahovac Beach — about 275 m
  • Casa del Mare Hotel — about 375 m
  • Casa del Mare Restaurant — about 385 m
  • Bus stop (Kotor–Perast line) — about 390 m
  • Viva Market grocery store (Dobrota) — about 1.4 km
  • Perast — about 4.1 km
  • Kotor Old Town — about 7.5 km

Investment potential:

Purchase is made directly from the developer — no property transfer tax on the primary sale. The penthouse format with two bedrooms and a spacious terrace makes the apartment attractive both for permanent residence by a large family and for inclusion in a managed rental program — due to the view characteristics, such units typically show the highest demand in tourist rentals. Construction is expected to be completed by the end of October 2026.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
460 000 €
Real estate transfer tax
0 €
Not payable — purchase from a developer / investor (VAT payer), so the cost is 0 €.

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs943 €
Estimated costs to purchase the propertyTotal: 460 943 €

Location

What's nearby

  • Groceries436 m
  • RestaurantVeranda131 m
  • Bus stop280 m
  • ATM2.7 km
  • AirportTivat Airport10.0 km
  • PortLepetane6.3 km
  • Sea110 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 110 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€460,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€2,288/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,363/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,401/мес
Monthly payment
€2,125
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€322,000
Total interest€188,014
Loan amount
€322,000
Total interest
€188,014
Total payment
€510,014

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

460 000 €
2846