AI Summary

A luxurious commercial property with an area of 626 sq. m in the heart of Budva is an ideal investment with high income potential. The spacious building with expressive architecture and stylish exteriors is located in one of the most sought-after locations on the Montenegrin coast.

SaleBusiness#2055

Premises in Harmonia No. 2055

Budva · Budva Riviera
2 200 000 €

Details

Area
626 м²
Floor
1/?
Parking
Yes
Price per m²
3 514 €

Description

Sale and long-term rental of a commercial space in the Harmonia aparthotel in the city of Budva.

A 626-square-meter shell space with an open-plan layout and a separate entrance, suitable for any type of business.

First floor, without windows. Can be divided into units starting from 200 m2.

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Amenities

Air conditioningParkingManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
2 200 000 €
Real estate transfer tax
124 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 102 000 € (6% × 1 700 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs126 767 €
Estimated costs to purchase the propertyTotal: 2 326 767 €

Location

What's nearby

  • SchoolE-Gimnazija1.9 km
  • Kindergarten574 m
  • Groceries408 m
  • PharmacyHerbora471 m
  • HospitalDom zdravlja1.7 km
  • RestaurantDukley Seafront Restaurant28 m
  • Bus stopZavala55 m
  • ATM614 m
  • AirportTivat Airport17.4 km
  • PortMarina Budva1.5 km
  • Sea24 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€2,200,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€10,944/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€11,301/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€11,482/мес
Monthly payment
€10,163
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€1,540,000
Total interest€899,196
Loan amount
€1,540,000
Total interest
€899,196
Total payment
€2,439,196

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

2 200 000 €
3 514 €/m²№ 2055