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AI Summary

A spacious 42 m² studio is for sale in the quiet area of Seoce, Budva, with a side view of the sea and mountains. The apartment is on the 3rd floor, fully furnished, has 2 terraces, underground parking, and is ideal both for comfortable living and for rental income.

ApartmentsNo. 2593

Studio in Seoce No. 2593

Current as of September 21, 2026
Budva · Budva Riviera
€105,000
View: Sea view, Mountain view

Details

Area
42 m²
Rooms
0
Bathrooms
1
Floor
3/4
Year built
2014
Parking
Yes
To sea
1400 m

Description

A spacious studio apartment for sale in the Seoce area (Seloce), Budva — a quiet location with views of the sea and the Budva Riviera.

The 42 m² apartment is located on the 3rd floor and is fully ready for living or renting out.

Main features:

  • Area: 42 m²
  • Floor: 3
  • Studio
  • 2 terraces
  • Side sea view
  • Underground parking (included in the price)
  • Fully furnished

The apartment includes:

Living room with kitchen

An open-plan space combining the lounge area and kitchen.

Bathroom

Fully equipped.

Terraces (2)

one with a side sea view

the second with a mountain view

Location:

The apartment is located in the Seoce area, above Budva — one of the most picturesque and peaceful areas.

Nearby:

  • Jaz Beach — about 2–3 minutes by car (~1.5 km)
  • Budva city center — 5–7 minutes by car
  • supermarkets and infrastructure — within 5–10 minutes
  • Budva Old Town — about 10 minutes

The area is ideal for those who value peace, views, and privacy while staying close to the city.

The apartment is perfect both for personal holidays and for profitable rental income.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€105,000
Property transfer tax
€3,150
€3,150 (3% × 105,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€3,749
Estimated costs to purchase the propertyTotal: €108,749

Location

What's nearby

  • SchoolAdriatic College1.7 km
  • KindergartenFiksiklub2.1 km
  • GroceriesAnka Market829 m
  • PharmacyMeditas1.9 km
  • HospitalDom zdravlja2.2 km
  • RestaurantEl Rey Budva211 m
  • Bus stopSeoce235 m
  • ATM806 m
  • AirportTivat Airport14.8 km
  • PortMarina Budva2.3 km
  • Sea1.4 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 1400 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€105,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€522/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€539/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€548/mo
Monthly payment
€485
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€73,500
Total interest€42,916
Loan amount
€73,500
Total interest
€42,916
Total payment
€116,416

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€105,000
No. 2593