Skip to content

AI Summary

A luxurious 250 sq. m villa in sunny Tivat will become your perfect retreat, combining modern comfort and an atmosphere of privacy. Spacious interiors with four bedrooms, a cozy living room, and a functional kitchen are complemented by a magnificent terrace with a private pool, where it is so pleasant to spend time enjoying the peace just 3 km from the azure sea. This exclusive offer for EUR 795,000 is your chance to acquire the home of your dreams in the very heart of Montenegro.

VillasNo. 2435

Villa in Tivat No. 2435

Tivat · Bay of Kotor
€795,000
View: Sea view

Details

Area
250 m²
Land area
474 m²
Bedrooms
4
Bathrooms
4
Floor
2/2
Year built
2024
Parking
Yes
To sea
3000 m
Price per m²
€3,180

Description

Modern villa with a pool and sea view — Tivat, Mrčevac

A modern villa is for sale in the village of Mrčevac, Tivat, just 5 minutes from the airport.

Plot area — 474 m².<br data-start="251" data-end="254">Total villa area with garage — 250 m².

Layout: four bedrooms with terraces and sea views, four bathrooms, kitchen, dining room, pantry, spacious living room with access to the terrace and pool.<br data-start="452" data-end="455">There is also a two-car garage and a landscaped yard.

The villa is built from high-quality materials, equipped with underfloor heating and a central boiler. Fully furnished with custom-made furniture and equipped with appliances. Ready to move in.

The center of Tivat and Porto Montenegro are about 10 minutes away.<br data-start="754" data-end="757">The airport is 5 minutes away.

A permanent sea view is guaranteed thanks to the location and terrain.<br data-start="851" data-end="854">The property is suitable both for living and for rental.

Amenities

Swimming poolMountain viewSea ViewFully furnishedParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€795,000
Property transfer tax
€39,700
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €17,700 (6% × 295,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€41,023
Estimated costs to purchase the propertyTotal: €836,023

Location

What's nearby

  • Kindergarten2.2 km
  • GroceriesDiskont369 m
  • PharmacyApoteka HELP2.0 km
  • Restaurant1 Ciger & 1 Kebap712 m
  • Bus stop428 m
  • ATM438 m
  • AirportTivat Airport2.0 km
  • PortAeroport Marina2.1 km
  • Sea3.0 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 3000 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€795,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€3,955/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€4,084/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€4,149/mo
Monthly payment
€3,673
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€556,500
Total interest€324,937
Loan amount
€556,500
Total interest
€324,937
Total payment
€881,437

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€795,000
€3,180/m²No. 2435