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AI Summary

This luxurious villa in Tivat, with an area of 434 m², is the perfect combination of privacy and comfort, featuring 6 spacious bedrooms and a private swimming pool. Enjoy life in a peaceful area just one and a half kilometers from the azure coastline for the price of 1,200,000 euros. This is an exclusive offer for those seeking space, style, and Mediterranean comfort in one of the most prestigious cities in Montenegro.

VillasNo. 153

Villa in Tivat No. 153

Tivat · Bay of Kotor, Tivat, Montenegro
€1,200,000

Details

Area
434 m²
Land area
972 m²
Bedrooms
6
Bathrooms
5
Parking
Yes
To sea
1500 m
Price per m²
€2,765

Description

A stunning villa is offered for sale, located in a quiet area near Tivat. The villa includes six bedrooms, five bathrooms, a gym, a swimming pool, an auxiliary building, a garage, as well as terraces offering beautiful views of Tivat Bay, St. Marko Island, and the Island of Flowers. The town is only 15 minutes away by car, and the airport and beach are about 10 minutes away. It is ideal both for family living and for rental during the summer season.

Amenities

Swimming poolSea ViewAir conditioningParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€1,200,000
Property transfer tax
€64,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €42,000 (6% × 700,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€65,747
Estimated costs to purchase the propertyTotal: €1,265,747

Location

What's nearby

  • SchoolOŠ "Drago Milović"1.3 km
  • Kindergarten346 m
  • GroceriesSnadbijevanje tivat129 m
  • PharmacyApoteka HELP397 m
  • RestaurantCoffee Novi379 m
  • Bus stop262 m
  • ATMBank Lovchen + ATM419 m
  • AirportTivat Airport3.9 km
  • PortPine671 m
  • Sea1.5 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 1500 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€1,200,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€5,970/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€6,164/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€6,263/mo
Monthly payment
€5,544
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€840,000
Total interest€490,471
Loan amount
€840,000
Total interest
€490,471
Total payment
€1,330,471

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€1,200,000
€2,765/m²No. 153