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AI Summary

A luxurious 230 m² villa in sunny Tivat is waiting for its owners, just 500 meters from the azure coastline. The spacious house with three cozy bedrooms and an impressive outdoor area is ideal both for holidays and for permanent living. This unique offer combines privacy, modern comfort, and proximity to Montenegro’s best infrastructure for EUR 600,000.

VillasNo. 1984

Villa in Tivat No. 1984

Tivat · Bay of Kotor, Gornji Kalimanj I, Tivat, Tivat Municipality, 85320, Montenegro
€750,000
View: Sea view

Details

Area
230 m²
Land area
410 m²
Bedrooms
3
Bathrooms
4
Year built
2022
Parking
Yes
To sea
500 m
Price per m²
€2,609

Description

Two identical luxury villas for sale in a quiet area of the city of Tivat.

The city of Tivat itself, compared to other coastal cities in Montenegro, is considered one of the quietest. But even there, the summer season is noticeable for local residents, with the number of cars, pedestrians, and the noise they produce. The location of these two villas removes these disadvantages of the summer season for future residents and leaves only the advantages: sunshine and a sea view.

Each villa has a living area of 230 m2 and consists of 3 floors. On the first floor: an entrance hall, a living room, a kitchen with a dining area, and a bathroom. On the second: a large and a small bedroom, two bathrooms, and a balcony. On the third: a living room, another small bedroom, a bathroom, and a large balcony with an area of 18 m2.

The price of the house includes the adjoining fenced plot with an area of 410 m2, on which landscaping will be done, an automatic irrigation system and a 3x8 m swimming pool will be installed. In front of the house there is a terrace, a path to the entrance, and private parking.

The house will have a finished interior with Italian materials: parquet/ceramic tile floors, walls and ceilings painted in any chosen color. The bathrooms will have tiles and sanitary ware. The house will also be equipped with boilers in the bathrooms, air conditioners in the living room and master bedroom, underfloor heating in the bathrooms and kitchen, a supply and exhaust ventilation system and a multi-split air conditioning system, as well as a video surveillance system consisting of five cameras connected to a central control panel.

The house offers a panoramic sea view, and the sea is 500 meters away.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€750,000
Real estate transfer tax
€37,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €15,000 (6% × 250,000)

Possible additional costs

  • Cadastre applicationsfrom €30
  • Ownership sheets (listovi) for the dealfrom €7
  • Sworn translator services· per contract / hourfrom €50
Total required costs€38,241
Estimated costs to purchase the propertyTotal: €788,241

Location

What's nearby

  • SchoolOŠ "Drago Milović"1.8 km
  • Kindergarten649 m
  • GroceriesHelada282 m
  • PharmacyApoteka HELP520 m
  • RestaurantRestaurant Anagastum275 m
  • Bus stopTivat - ul. Palih boraca437 m
  • ATMCKB Banka483 m
  • AirportTivat Airport3.4 km
  • PortPine802 m
  • Sea500 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 500 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€750,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€3,731/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€3,853/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€3,914/mo
Monthly payment
€3,465
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€525,000
Total interest€306,544
Loan amount
€525,000
Total interest
€306,544
Total payment
€831,544

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€750,000
€2,609/m²No. 1984