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AI Summary

“Discover a luxurious villa in Tivat, offering the perfect combination of comfort and Mediterranean style. This spacious home with 4 bedrooms and a cozy living room will become your personal oasis for living and relaxing on the coast for the price of 850,000 euros.”

VillasNo. 290

Villa in Tivat No. 290

Tivat · Bay of Kotor, Tivat, Montenegro
€850,000
View: Sea view

Details

Bedrooms
4
Bathrooms
3
Parking
Yes

Description

House for sale in a quiet and cozy area of Tivat.

The total area of the house is 267 m2 on a plot of 734 m2. The house consists of three floors.

On the first floor there is a kitchen, with spacious living and dining areas, a bedroom with a bathroom, and a terrace.

On the second floor there are three bedrooms, a large bathroom, and a terrace with a magnificent sea view.

On the third floor there are also several rooms and a terrace.

The property features a swimming pool, lounge area, barbecue area, as well as a small guest house with a total area of 60 m2, the layout of which includes living and dining areas, a kitchen, and a bathroom. The distance to the center of Tivat and Porto Montenegro is 2 km.

Amenities

Swimming poolSea ViewAir conditioningParkingTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€850,000
Property transfer tax
€43,000
€4,500 (3% × 150,000) + €17,500 (5% × 350,000) + €21,000 (6% × 350,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€44,370
Estimated costs to purchase the propertyTotal: €894,370

Location

What's nearby

  • SchoolOŠ "Drago Milović"1.7 km
  • Kindergarten775 m
  • GroceriesCedis tivat455 m
  • PharmacyApoteka HELP735 m
  • RestaurantRestaurant Anagastum564 m
  • Bus stop688 m
  • ATMCKB Banka727 m
  • AirportTivat Airport3.6 km
  • PortPine1.0 km
  • Sea734 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€850,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€4,229/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€4,366/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€4,436/mo
Monthly payment
€3,927
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€595,000
Total interest€347,417
Loan amount
€595,000
Total interest
€347,417
Total payment
€942,417

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€850,000
No. 290