AI Summary

A luxurious 286 m² villa in Tivat is located in an exceptional setting — just 5 meters from the azure sea. The house features four cozy bedrooms, spacious living rooms, and stylish kitchens, with every detail thoughtfully designed for comfortable relaxation and premium living. This is a unique property for those who dream of waking up to the sound of the surf and enjoying panoramic views right from the windows of their residence.

SaleVillas#676

Villa in Tivat No. 676

Tivat · Bay of Kotor, Tivat, Montenegro
3 200 000 €
View: Sea view

Details

Area
286 м²
Land area
1018 м²
Bedrooms
4
Bathrooms
3
Year built
2017
Parking
Yes
To sea
5 m
Price per m²
11 189 €

Description

A magnificent villa on the first line by the sea in Tivat (Djurasevici settlement) is offered for sale.
The total area of the villa is 286 m2 on a plot of 1018 m2. Next to the villa there is a two-story house, on the ground floor of which there is a one-bedroom apartment, with an area of 100 m2, and on the second floor there is a garage — the property can be used as a guest house or a house for service staff. Villa layout: on the first floor there is a living room combined with a dining area, a kitchen, two bedrooms, a toilet, and a utility room. On the second floor there are: two bedrooms, two bathrooms, a gym, a sauna, and a walk-in closet. The villa is sold fully furnished and equipped with all necessary household appliances. On the territory of the villa there is a beautiful and well-kept garden with large palm trees. The large pier-patio has relaxation areas and steps for convenient access to the sea. The water in this place is incredibly clean and clear. The villa will suit the most discerning buyers!

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Amenities

Sea ViewAir conditioningParkingFirst lineTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
3 200 000 €
Real estate transfer tax
184 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 162 000 € (6% × 2 700 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs187 821 €
Estimated costs to purchase the propertyTotal: 3 387 821 €

Location

What's nearby

  • SchoolOŠ "Drago Milović"1.4 km
  • Kindergarten679 m
  • GroceriesCedis tivat257 m
  • PharmacyApoteka HELP705 m
  • RestaurantCoffee Novi563 m
  • Bus stop489 m
  • ATMCKB Banka719 m
  • AirportTivat Airport3.9 km
  • PortPine996 m
  • Sea5 m

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 5 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€3,200,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€15,919/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€16,438/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€16,701/мес
Monthly payment
€14,783
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€2,240,000
Total interest€1,307,922
Loan amount
€2,240,000
Total interest
€1,307,922
Total payment
€3,547,922

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

3 200 000 €
11 189 €/m²№ 676