Skip to content

AI Summary

A spacious modern villa with an area of 248 sq. m in Tivat offers ideal conditions for comfortable living with five bedrooms and four cozy living rooms. The property features a private swimming pool, and three balconies offer magnificent views, creating an atmosphere of complete privacy just 2 km from the sea. This is an excellent offer for those who value scale, a well-thought-out layout, and Mediterranean comfort for the price of 480,000 euros.

VillasNo. 1294

Villa in Tivat No. 1294

Tivat · Bay of Kotor, Tivat, Montenegro
€480,000

Details

Area
248 m²
Land area
573 m²
Bedrooms
5
Bathrooms
5
To sea
2000 m
Price per m²
€1,935

Description

A three-story, spacious villa with 5 bedrooms, a large swimming pool, a garden with Mediterranean vegetation, and simply incredible views of the Bay of Tivat.
The villa offers panoramic views of the mountains and the sea.
The villa is fully furnished and ready to move in. The villa has high rental potential and can be rented either as a whole or separately - a 2-bedroom apartment and a 3-bedroom apartment.
The house has a 35-cubic-meter rainwater collection cistern.
The swimming pool is quite large - 9 x 4.5 - and can accommodate a large group. The house also has a garage with an area of 52 sq.m.
If desired, it is possible to purchase the neighboring 674 sq.m. plot, which can be used for a tennis court or a garden.

Amenities

Swimming poolSea ViewAir conditioningTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€480,000
Property transfer tax
€21,000
€4,500 (3% × 150,000) + €16,500 (5% × 330,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€21,992
Estimated costs to purchase the propertyTotal: €501,992

Location

What's nearby

  • SchoolOŠ "Drago Milović"1.2 km
  • Kindergarten438 m
  • GroceriesSnadbijevanje tivat25 m
  • PharmacyApoteka HELP526 m
  • RestaurantCoffee Novi294 m
  • Bus stop202 m
  • ATMBank Lovchen + ATM515 m
  • AirportTivat Airport4.0 km
  • PortPine779 m
  • Sea2.0 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 2000 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€480,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€2,388/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€2,466/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€2,505/mo
Monthly payment
€2,217
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€336,000
Total interest€196,188
Loan amount
€336,000
Total interest
€196,188
Total payment
€532,188

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€480,000
€1,935/m²No. 1294