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AI Summary

Spacious 89 sq. m apartment in a modern residential complex in Budva will be an ideal place for comfortable living or a holiday. The apartment includes a cozy bedroom, a functional kitchen, and a bright living room, and the azure coast and the sea are only 1,100 meters away. This stylish space, priced at 175,000 euros, combines home comfort with close proximity to all the city’s necessary infrastructure.

ApartmentsNo. 2498

Apartment in Budva No. 2498

Current as of October 10, 2026
Budva · Budva Riviera, Vuka Dojčevića, 85311 Budva, Montenegro
€165,000
Price reduced −6%
€175,000→ €165,000
View: Sea view, Mountain view, City view

Details

Area
89 m²
Rooms
2
Bedrooms
1
Bathrooms
1
Year built
2016
Parking
Yes
To sea
1100 m
Price per m²
€1,966

Description

Budva is a city where everything breathes the sea. Narrow streets of the old town lead to sunny squares scented with coffee and fresh pastries. Life here flows calmly, yet with character: lazy breezes and beaches by day, lights along the promenade and laughter from restaurants by night. Budva combines old-world charm and a modern rhythm, leaving room for both relaxation and inspiration.

The one-bedroom apartment, with an area of 89 m², is located on the first floor of a four-story building from 2018. Spacious, bright, and sunny — it feels easy to breathe in. The windows offer a sea view that is impossible to look away from. There is a private parking space in the courtyard — convenient and secure. The layout makes it possible to redesign the apartment and add a second bedroom if more space is needed. An excellent option for those who dream of living by the sea but want everything close at hand.

Amenities

City viewSea ViewIntercomAir conditioningFully furnishedParkingTerraceManagement company

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
€165,000
Property transfer tax
€5,250
€4,500 (3% × 150,000) + €750 (5% × 15,000)

Notarial deed details

Buyers
1
Sellers
1

By default the notary fee assumes a two-party deal (1 seller and 1 buyer) without a court interpreter, with the notary filing the cadastre application. Each party beyond two adds 5% of the tariff, each interpreter adds €15, and 21% VAT is charged on the full amount. Not included: work outside office hours, at weekends or on public holidays (+25%, at least €50), the notary travelling to you (+€35 per started hour plus travel costs), powers of attorney (€60 + VAT each). The notary may use the property's market value if the contract price is lower.

Possible additional costs (not in the total)

Government fees

  • Cadastre registration of title (state fee)from €30
  • Title sheets (listovi) for the dealfrom €7
Total required costs€5,912
Estimated costs to purchase the propertyTotal: €170,912

Location

What's nearby

  • SchoolE-Gimnazija732 m
  • KindergartenObdanište896 m
  • GroceriesMaximal80 m
  • PharmacyTea Medica 27515 m
  • HospitalDom zdravlja1.0 km
  • RestaurantParma409 m
  • Bus stopNova škola419 m
  • ATM418 m
  • AirportTivat Airport15.5 km
  • PortMarina Budva2.0 km
  • Sea1.1 km

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 1100 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€165,000
yrs
5 yrs30 yrs
%
3%9%

Bank rates

Beta · still being polished
CKB Bank
CKB Bankbest
fixed for 5 years · 7 days
5.9%
€821/mo
NLB Banka
NLB Banka
variable Euribor + 4.2% · 10 days
6.3%
€848/mo
Erste Bank
Erste Bank
fixed for 3 years · 14 days
6.5%
€861/mo
Monthly payment
€762
Over 240 months · at 5.0% p.a.
63%principal
Loan amount€115,500
Total interest€67,440
Loan amount
€115,500
Total interest
€67,440
Total payment
€182,940

Want to know how much you can actually get approved for?

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Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

€165,000
€1,966/m²No. 2498