AI Summary

Luxurious 80 m² apartments in prestigious Sveti Stefan with two cozy bedrooms and spacious living rooms will become your ideal place to relax by the sea. Enjoy stunning views from three panoramic balconies that fill the space with light and emphasize the exclusivity of this offer.

SaleApartments#604

Apartment in Sveti Stefan No. 604

Sveti Stefan · Budva Riviera, Sveti Stefan, Montenegro
800 000 €

Details

Area
80 м²
Bedrooms
2
Price per m²
10 000 €

Description

Apartment by the sea An apartment for sale in the resort of St. Stefan. The apartment, with an area of 80 m2, is located on the 2nd floor and has a living room, dining room, kitchen, two bedrooms, a bathroom, and a terrace with a stunning sea view. Sveti Stefan is rightfully considered the most prestigious resort in Montenegro. After all, there is no other hotel-town like it in any other country in the world. The quality of services provided here allows us to speak of a high level of service that is truly world-class. The island of Sveti Stefan is located in the Adriatic Sea at a distance of about 8.5 km southeast of the city of Budva. This is the territory of the Budva Riviera.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
800 000 €
Real estate transfer tax
40 000 €
4 500 € (3% × 150 000) + 17 500 € (5% × 350 000) + 18 000 € (6% × 300 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs41 304 €
Estimated costs to purchase the propertyTotal: 841 304 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€800,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€3,980/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€4,110/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€4,175/мес
Monthly payment
€3,696
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€560,000
Total interest€326,981
Loan amount
€560,000
Total interest
€326,981
Total payment
€886,981

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

800 000 €
10 000 €/m²№ 604