AI Summary

A luxurious 150 sq. m villa on the picturesque Luštica Peninsula is located just 90 meters from the azure sea. The well-thought-out layout includes two cozy bedrooms, a spacious living room, and a sunny balcony offering mesmerizing views of the coastline. This is an ideal offer for those who value privacy and comfort in one of the most beautiful corners of Montenegro for 425,000 euros.

Villa in Luštica No. 652

Lustica, Luštica, Montenegro
425 000 €
View: Mountain view

Details

Area
150 м²
Land area
290 м²
Bedrooms
2
Bathrooms
2
Parking
Yes
To sea
90 m
Price per m²
2 833 €

Description

Villa on the Seashore
On the Luštica peninsula, in the quiet Veslo bay, a stone house with a total area of 150 m2 is for sale. The house is located on a 290 m2 plot, just 90 m from the sea and the nearest beach. The house has 2 floors; on the first floor there is a living room, kitchen, dining room, bathroom, as well as an unfinished apartment with a terrace. On the second floor there are 2 bedrooms and a terrace with a beautiful sea view. In front of the house there is parking and the possibility to purchase an additional 218 m2 plot next to the house. The small Montenegrin Luštica peninsula can become one of the most elite places in the Mediterranean. The peninsula is located near Herceg Novi, Kotor, and Tivat Airport. On one side it is washed by the Adriatic Sea, on the other by the Bay of Kotor. The territory of Luštica is currently divided between two municipalities - Herceg Novi and Tivat. There are no towns on all of Luštica - only small villages and settlements. On Luštica there are the beaches of Rose, Dobrič, Žanjice, Mirista, the beach on Mamula Island with the fortress of the same name, and others. Žanjice Beach, which stretches along the coast of the sunny Miriste valley, is officially recognized as one of the best beaches in Montenegro. Covered with white pebbles and surrounded by unique olive groves, this beach is a wonderful place to relax. The azure waters of the sea in these places give this beach a special charm.

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
425 000 €
Real estate transfer tax
18 250 €
4 500 € (3% × 150 000) + 13 750 € (5% × 275 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs19 161 €
Estimated costs to purchase the propertyTotal: 444 161 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 90 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€425,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€2,114/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€2,183/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€2,218/мес
Monthly payment
€1,963
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€297,500
Total interest€173,708
Loan amount
€297,500
Total interest
€173,708
Total payment
€471,208

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

425 000 €
2 833 €/m²652