AI Summary

A spacious 170 sq.m villa in picturesque Lepetane is waiting for its owners just 120 meters from the azure sea. The house has a well-thought-out layout with 4 cozy bedrooms, three bright living rooms, two bathrooms, and as many as four balconies offering stunning views. This is the perfect choice for comfortable living or a profitable investment on the coast for the price of 320,000 euros.

SaleVillas#919

Villa in Lepetane No. 919

Lepetani · Bay of Kotor, Lepetane, Montenegro
320 000 €
View: Sea view

Details

Area
170 м²
Land area
200 м²
Bedrooms
4
Bathrooms
3
To sea
120 m
Price per m²
1 882 €

Description

A cozy villa for sale in the quiet area of Tivat - Lepetane.
The villa’s location offers a magnificent sea view, ensuring peace and privacy away from the city bustle. The villa is located just 120 meters from the sea and 2 km from the city center.
The total area of the villa is 170 m². The house has three floors and features four bedrooms, three balconies, three bathrooms, a living room with a kitchen, and a maid’s room. Underfloor heating is installed on the second floor.

Amenities

Sea ViewAir conditioningGardenTerrace

Estimated purchase transaction costs

Approximate breakdown of additional costs when buying

Property price
320 000 €
Real estate transfer tax
13 000 €
4 500 € (3% × 150 000) + 8 500 € (5% × 170 000)

Possible additional costs

  • Cadastre applicationsfrom 30 €
  • Ownership sheets (listovi) for the dealfrom 7 €
  • Sworn translator services· per contract / hourfrom 50 €
Total required costs13 801 €
Estimated costs to purchase the propertyTotal: 333 801 €

Location

Frequently asked questions

Yes. Foreign nationals can buy apartments and houses in Montenegro on the same terms as citizens, with full ownership rights. Restrictions apply only to certain agricultural and undeveloped land, which foreigners usually acquire through a Montenegrin company. We handle the entire legal process.
Buying costs depend on the property. Montenegro’s real-estate transfer tax is progressive — the rate depends on the value — and newly built homes are subject to VAT on the first sale. Add notary, registration and optional lawyer fees. The easiest way to get an exact figure for this property is our purchase-cost calculator.
This property is about 120 m from the sea.
Montenegro’s coast has strong seasonal short-term demand and growing long-term demand from people relocating. Actual returns depend on location, furnishing and management — ask us for a projection for this specific property.
Under the new law, a property purchase supports a temporary residence permit only if the property is residential and worth at least €150,000. The rules change periodically, so confirm the current requirements with us.

Calculate mortgage

Beta · still being polished
Property price
€320,000
yrs
5 yrs30 yrs
%
3%9%

Ставки банков

Beta · still being polished
CKB Bank
CKB Bankлучшая
фикс. на 5 лет · 7 дн
5.9%
€1,592/мес
NLB Banka
NLB Banka
плавающая Euribor + 4.2% · 10 дн
6.3%
€1,644/мес
Erste Bank
Erste Bank
фикс. на 3 года · 14 дн
6.5%
€1,670/мес
Monthly payment
€1,478
Over 240 months · at 5.0% p.a.
63%тело
Loan amount€224,000
Total interest€130,792
Loan amount
€224,000
Total interest
€130,792
Total payment
€354,792

Want to know how much you can actually get approved for?

< 1 minNo obligation3 banks at once

Rates shown as "from". Final offer depends on your credit profile and the bank's conditions.

320 000 €
1 882 €/m²№ 919